First PREMIER® Bank Mastercard Credit Card
Update, having this card now for over
2 years I have gotten my desired credit card. I
appreciate Premier giving me a chance and to them
I am a valued customer. I did however cancel my
oldest card with them. WARNING: when you are
closing their card, be ready for a scare tactic to
keep your card open. The rep spent 15 min trying
tell me how closing the card was gonna hurt not
patient with her and kept telling her no. She
finally closed it, but I am curious how long it
gonna take to actually appear closed and will they
charge one more monthly fee? Ill just have to keep
an eye on it I guess. The card is paid off in full
I do have another card with them
and I regret getting it. The more you spend, the
higher the minimum payment is. Like I did max it
out once, I knew it was gonna hurt, but give me a
break, I was paying student tuition. I max the
card out, thinking I will just have to pay the
minimum for a little while. SUPRISE! On a $1000
card I spent $976 on tuition, a $30 min payment
jumped to $70. How was I gonna pay this? Luckily
my sister gave me the money to pay it off, and I
have only spent $200 in last few months and I keep
it paid. Once I get some age on the card I am
closing that nasty beast down.
advice read the fine print! Pay your bill on
I never had any problems with
them and were always friendly with me, even in
their scare tactic of closing my card.
Okay as said in the first
review this card is not good
at first. For me I had to pay 95.00 start up fee
off the bat, and then 99.00 annual fee was charged
to the card. However I have no problems with them,
other than one time when I paid with two debt
cards they suspended the credit card. I had to get
my bank to show that both cards belonged to me.
Pros of the card - you can pay with a debit
card, no extra fee and funds are available next
day. This was my first credit card and thanks to
them I have built a better score.
high APR, start up fees.
My advice is make
SURE you read their terms, and/or talk to a live
agent. I knew what I got into and made SURE to pay
on time and more than the minimum payment.
When I opened the card, my score shot up 40pts
and I been able to build on that.
considering the card, just pay attention to their
terms and way the pros and cons.… show more
Reviewed by: @mizzleturtle19