Very high interest rate. and SOOOOO many hidden fees.
I have never made a late payment on this card so no fees were due to late payments. After having the card for a year, I asked for a credit limit increase.
They increased it by $100, but charged me $120 in fees!!! what?????
TWO $20 Credit check fees (they charged me for this twice and would not reverse one of them); $25 credit limit increase fees; $25 annual fee happened to go through at the same time; and two random "monthly fees" totaling $30 that I had never been charged for in the past all of the sudden started showing up.
Also, just a heads up. When you first receive this card, you may have a credit limit of $300, but they charge you so many fees at startup that you do not have the full balance available. a $95 processing fee, and then another $99 startup fee. so the available balance at the beginning is only $106. And you start your new card off with a balance that you owe of $194.00
DO NOT GET THIS CARD. they are total scammers.… read more
Reviewed by: @christigg83