This card doesn't require excellent. I only
have 2 accounts on my credit file and got approved
for $1,000 credit line.
No benefits, but a really good starter card to where you can start and head up toward the other cards and eventually get rewards. Good APR for people that do min. payments, I personally won't have to worry because I like to pay in full so I don't have to worry.
Reviewed by: @ZackAttack8203