Credit Score of 815, will not offer a better/lower
interest rate than 16.24%
Will not even provide a review of APR but 2 twice a year.
Hides behind APR rates increases when prime rate increases, rather than addressing these are two separate increases. Not very transparent or consumer friendly. Been with Chase for 20 years, they choose this 'product' of the Freedom Unlimited.
Rewards are decent if you remember to enroll in the quarterly 5% choices
Reviewed by: @littleikobear