Account opened in 10/2017 with initial credit
limit of $12,500. Sign-up bonus was 60,000 miles
after spending $3k in first 90 days. Used the
miles to fly round trip to Europe for $150.00 in
fees and taxes.
The opening offer did not have a low APR, but that was okay, because I planned on PIF each month. After about 60 days of use, they sent me a 0% purchase offer to activate for about 9 months. Low balance transfer offers come almost once per month. I never use them, but it’s nice to know they are there just in case.
Fast forward to now and the credit line is $22,500. Always pay in full before statement due date and cycle everything in your life through this card to earn miles. The more income you earn and more you spend, the higher the limit. They seem to be okay with a limit 5-10x your typical spend per month.
Register for AAdvantage Shopping and earn more miles on your everyday purchases from MANY merchants (Bose, Apple, and so many others). Register for AAdvantage Dining Rewards and earn even more miles at restaurants. I’m sitting on 126,000 miles now.
I am happy with the card and with the way they have treated me. If you spend responsibly, you will be rewarded with perks (such as the surprise 0% and constant low APR balance transfer checks). The only time I speak with customer service is if they think they detect fraud - they are very good now at understanding my purchase behavior and those encounters are few and far between. I’m a happy customer.… read more
Reviewed by: @cjphxaz