I did not have a good experience with them. Yes I
signed papers to agree to fees but when I matured
and had a goal to pay it off to improve my credit
score it was hard to make any progress because of
Even though I was making payments on time and not using the card so I didn't rack up more debt they wouldn't help me. You either pay it off in full or you rack up fees like $50 worth each month on top of what you owe.
I called them and was nice at first but I got no where. One of the many reasons they do not approve someone to have their interest lowered is if they are not actively using the card. I could have paid the thing off quickly without the fees. Please be smarter than I was. They are not a company that will work with you.… show more
Reviewed by: @marks_dusty