If you travel internationally, this is the card to have! Just one of the 4th nights free and the card is paid for. Add in the travel allowance and pre-check program of choice and you’ve got it made. 5x miles for travel and dining (internationally as well unlike AMEX gold). Travel insurance programs (and cell phone insurance) makes this a no-brainer. If you spend a lot and travel internationally, the Citi Prestige wins.
Reviewed by: @docmeek