When you join Alliant, you are not just an account number. Alliant Credit Union is a not-for-profit financial cooperative, which means that all of its members are also owners. Its members-first philosophy has always served Alliant well. With over 80 years of history and more than $11 billion in assets, Alliant is the largest... show more
Eligibility
Find out if you are eligible to join Alliant Credit Union.
Alliant Credit Union Reviews
5
30%
4
15%
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8%
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5%
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42%
2.8
172 reviews
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Alliant Credit Union
twashburn @twashburn
This company designs all processes to maximize their interest earning and make it as hard as possible to pay off a loan. 3 days to 'file the ACH cancellation paperwork? Everyone else lets you stop that immediately. Can't do a one time payment if signed up for auto payment? Only your local loan shark would put that in there. Ask 3 different agents how a given system works? 2 different answers. And, at the end, not their problem and you have to pay them interest even when the delay in getting them payment is the reasons above. Run, don't walk, away!!
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Product: Alliant Credit Union Car Loans
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Alliant Credit Union
robert_79811 @robert_79811
Customer service is incredibly poor. They're supposed to be a credit union with a focus on serving their members, but instead they have some of the most stringent policies of any institution that I've dealt with. You'll get far better service and attentiveness from most other financial institutions. I had high hopes for working with them and was left highly disappointed.
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Product: Alliant Credit Union Credit Cards
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Alliant Credit Union
Mike Catherwood @mike_c
This card has a great 2.5% cash back, though you have to spend >$4000 before you cover the annual fee. Downside is the complete lack of customer service. They appear to outsource the card management and basically take no responsibility for handling any service related issues. So good luck if you ever have a problem that needs an actual live person to resolve (which is not even an option when you call in but '0' works) - you'll be on hold for an eternity! Oh, and their call-back option simply does not work.
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Product: Alliant Credit Union Credit Cards
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Alliant Credit Union
Tinak Klaus @tinak123
Their record keeping is pretty bad and there are unnecessary charges. Alliant is not very helpful when you try to call them. Zero customer service
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Product: Alliant Credit Union Personal Loans
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Alliant Credit Union
David @davidm_837
Paid of this loan. Nice company to work with. Hoping to see my pink slip soon. Then I will really know how good they are. I’ll know more in 30 days
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Product: Alliant Credit Union Personal Loans
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Alliant Credit Union
slysecky @slysecky
I hate this bank!!! It’s the worst!! Don’t lose your card because you can’t get any money until your new card comes in 7-10 business days!! You can not pay for rush delivery. There are no branches to go and get cash! Also all members have a $2000/day limit!!! WTH?????? I’m moving my money TODAY!!
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Product: Alliant Credit Union Checking
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Alliant Credit Union
sgward34 @sgward34
I applied for the Alliant Visa card because of the advertised reward program. My application sat for 10 days. I tried to resolve any questions by email without a response. I then tried to call the 800 service number and was disconnected twice waiting for someone to come on the line. I finally gave up and withdrew my application with a near-perfect credit rating. What terrible service I received - all that for $85/year service fee !! my advice is to keep shopping...
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Product: Alliant Credit Union Credit Cards
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Alliant Credit Union
daryl @darylh7
Member for over 20 years. First car loan through AU.best credit union!!! I have no issues at all. I would highly recommend anyone who can qualify for membership please apply
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Product: Alliant Credit Union Personal Loans
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Alliant Credit Union
Tsatsoo Wang @uponupper
Denied a car loan with excellent credit and low debt income ratio!? Why in the world even bother pulling my credit! If even I can't be approved for such basic car loan then who would? Bad Business! Stay Alien Distant!
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Product: Alliant Credit Union Car Loans
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Alliant Credit Union
Sreenath @sreenathp
Best cash back card I've seen,2.5% minimum for everything. Fee can be made in 2 months even with low spending. I have this card mostly to build credit but it's good for cash back.
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Product: Alliant Credit Union Credit Cards
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+47 users submitted a rating without writing a full review
The starting credit limit for the Alliant Cashback Visa Signature card is $10,000. That's the amount everyone who's approved for the card is guaranteed to get.
In time, you could qualify for a credit limit increase by always paying your bills in full by their due date and by improving your credit score and income.
To apply for an Alliant Credit Union personal loan, visit Alliant's online personal loan page and click the blue "Apply Now" button. Then, if you are already an Alliant Credit Union member click "Log in & Apply." If you are not a member, click "Apply as New Member," where you'll be able to join the credit union after receiving your loan decision. Once you're on the application, agree to the terms and conditions, select "Personal Loan" as the loan type and fill out your personal and financial information when prompted.
It's important to note that you will need to be a member of Alliant Credit Union before you can get the funds for any personal loan you're approved for. The good news is that anyone can join for free.
The Alliant Credit Union Visa Signature card mainly uses the TransUnion credit bureau for approval. But this doesn't mean it can't pull your report from the other major credit bureaus Experian and Equifax.
When it comes to reporting your financial activity, this card reports to all three major credit bureaus on a monthly basis.
You can pay your mortgage with the Alliant Credit Union Visa Signature card if your mortgage lender accepts credit card payments, but they usually don't.
While there are some third-party services that might help with this matter, it always involves some fees and it isn't really recommended.
Making a mortgage payment with a credit card will also increase your credit utilization ratio and hurt your credit in the long run.
