Allied First Bank is a full-service community bank serving its local and national customer base from Oswego, IL. It offers a comprehensive range of products and services, including checking and savings, commercial loans, business cash management, mortgages, investments, insurance, as well as online and mobile banking technologies.
Allied First Bank Reviews
The WalletHub rating is comprised of reviews from both WalletHub users and ratings on other reputable websites. The rating was last updated on 02/11/2022.
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Allied First Bank
Andrew Gustafson @agustafson
5 Star Rating
This bank is the best at getting you approved, working with you through the process, and closing. They are fast, knowledgeable, and helpful. If you are questing if you should use them over someone else. Don't think twice, Allied First Bank is who to go through.
I was very thankful and satisfied with my experience at Allied First with Timothy. He was so straightforward and patient with my numerous questions on our home refinance. The process was easy and I felt as though Tim really cared about me, my family and my home.
I worked with a mortgage broker in Malta, NY to purchase my new home in Saratoga Springs. I received a super competitive rate and the process was a smooth 3 weeks from start to finish. Highly recommend!!
They should be named HARASSMENT BANK. I've repeatedly asked to be taken off of their mailing list - no avail. Mailings appear to be late notices or similar which raises concerns - for nothing. STOP MAILING OUT YOUR BAIT AND WE CAN SAVE MILLIONS OF TREES!!!
BEWARE! Do NOT refinance your mortgage loan with this scam of a company. They will aggressively spam your household with mail to act quickly, and they will do absolutely everything in their ability to convince you of their legitimacy. After reviewing the “terms” of the loan they proposed, I did the math and discovered hidden costs that would end up completely screwing me over. They will try to convince you that their loan will save you money, when in reality, it will cost you A LOT more. Dishonest and slimey behavior. After politely letting them know I was no longer interested, they said “Can you at least admit you don’t know what you’re talking about?” and hung up on me. Typical disgusting and hilarious behavior from a scam artist. As a business owner, I am disgusted by this behavior, and effectively that sentence alone made me realize a bullet was dodged. Real professional, Jackson.
Long story short. Got a letter to refinance. Began the first week of September and closed the last week of October. Super stressful since told not to make a payment and they finally paid the very last day of the month. Told in beginning no out of pocket costs at closing and escrow will be handled. Closing would calculate all that is needed. Just before closing told congrats you saved over $5000 by getting money from previous mortgage and not having to make one payment. I then find out the new closing costs are $900 more and all of it will go to ESCROW. My new payment is basically close to my old ESCROW account. New Mortgage company Homebridge Financial Services - HORRID experience. Customer support rated 1 STAR only because one person there was great. Several horrid experiences just trying to get information about supplemental property taxes only to be told my responsibility but other companies took care of my other ones with other mortgages with no problems. They take no responsibility except your money. So I have had to pay for the supplemental taxes even though they had the money in my ESCROW account. My money NOT THEIRS. They just dont really care. So you are thrown under the bus and frankly the entire experience left me paying a lot of money but if I hadn't gone through all this the old mortgage company would processed everything and still had enough money to cover the next 2 years. The whole thing was a lot of headache. In my opinion this is the definition of FRAUD. Not satisfied whatsoever with this institution. Bottom line I wound up not saving anything and it costed me more in the short term than I could really afford. Long term should be good but sadly this was very stressful.
I keep getting unsolicited mailings from these people suggesting that we have a current loan through them which we do not and that we should update our present loan. Thanks for the heads-up about these people!
@walterm1_1, we all keep getting unsolicited mailings. It's driving me crazy because my adult children bring in the mail and they start worrying thinking I'm missing payments due to the envelope saying FINAL NOTICE. Funny thing is that I get the same FINAL NOTICE every month!! I wish they would leave me alone! I've called their offices and literally was 'promised' I would not see any more mailings. FALSE!! These people are a bunch of lunatics at Allied First Bank.
Allied First Bank
1 Star Rating
A joke!!! Lied about all their promises, and then stated I should be thankful they worked with me! Management laughed as I filed a complaint.