Amboy Bank

I wish I looked at reviews before I opened an account with Amboy Direct. Very bad experience, I won't do business again with this bank.

Awful. Absolutely utter disappointment. No technology, poor customer service. The branch manager Sue in the Old Bridge 516 branch is one the the nastiest individuals I’ve ever met. She is a horrible human being. I was appalled at her level of dislike for her job and respect for the customers.

Don't open on line CD with them.
They don't credit interest to your account monthly, like all banks I have banked with for 35 years with do, but at the maturation. If you open 1-year CD in July 2018 you will have zero to report to the IRS in 2018, but in 2019 you will have to report more than double. From 2018 to 2019 the bank has more of your monies to play with. There is a hassle with closing the account too.

I don't use this checking account because of the interest, and people should not sign up for this because it offers a 0.01% rate (which is pitiful). The benefit of this account is the service you get. You get free checks for life, and the fee itself can be waived if you link the account to a CD, brokerage, or even mortgage account. Also, as an advantage holder you can normally get comp banking services like cashier's checks and signature guarantees, which normally would cost $15-$20. Of course, you can't get these for free all the time but once every 6 months the teller will give them to you for free.

I like Amboy bank, so far they have been really nice to me. I have a few different bank accounts because I always sign up for different promotions and account sign up bonus money. This bank has been very professional and fast to respond to all inquiries which is nice. They offer many different services that you may be interested in such as Checking accounts, Savings accounts and CDs. Their website is easy to use and hassle free. Going into a branch is also the same experience easy and hassle free. Amboy has not let me know at all. If you can find a sign up offer give these guys a shot.

I have been a customer of Amboy Bank for many years. The level of service has always been good here and I enjoy banking online as well as in person. They take an active part in helping the community and are well respected in the area. It is very easy to open an account, with simple forms and low opening balances. Interest rates are not the best, but respectable for a community bank. They offer many services, including mortgages and personal loans. Repayment terms are among the best I have seen. I will do business with Amboy Bank as long as I am able to.