Okay, you get a flimsy pretend-looking card in the box that you can load at a Walmart checkout. And, surprise surprise, it works like any other card for point of sale transactions. That's pretty much where the "goodness" ends.
After that, they send you a "real" card that you have to spend time setting up and confirming and all that goes with setting up an account. So, it begins to lose it's "minimal effort" selling point pretty fast to reap any of the other functions of the card (like adding funds while NOT at walmart).
Then, expect your account to be suddenly "flagged" without being told anything or with no one calling you. You then have to call in, provide copies of the front AND backs of cards that you use to fund the account, and go through other time consuming and painful measures, just to ADD money to the card.
Is it worth it? I didn't think so, and even though I have to pay a fee when withdrawing money at non-bank ATMs, I went back to a bank just because I'm not going to let a "free" card seize up my money. It's ridiculous . . . especially requiring me to PHOTOCOPY my funding sources to send in??? Sounds like an overseas internet scam more than a bank.
Oh, and there's no obvious way to reach these people in writing. It's always going to take time on the phone. Another ridiculous thing in 2015.… show more