The only problem that we currently have it the load times. I'm new to prepaid cards so I'm not sure if it's normal for it to take more then 2 days to reload but it has for us. We have had our bank account linked to this card and verified, yet still takes 2 or more business days for the funds to be available.
ATM fees are a bit steep, however you do get one "Free" withdraw per month. Free as in AMEX will not charge you however ATM fees may still apply based on whatever bank owns the ATM. Also, worth noting are said ATM fees, AMEX charges their own fee, and it is stacked on top of whatever ATM fee there is, so keep that in mind if you ever need to use the ATM.
Overall, great card if ATM use isn't on top of your list.… show more