When Barclays customers and clients do well, so do they. When the communities they live and work in thrive, they do too. And when society prospers, they all do. Barclays has always helped drive economic growth and progress for communities and society. They continue to play a pivotal role in furthering innovation and shared growth for all—today and as they evolve the future of banking. They are all about giving their customers, partners, shareholders, and communities access to prosperous futures. That way, they make sure that when they do business, they all do better together. Barclay's value is essential which consist of respect and value those they worked with, act reasonably, ethically and openly in all they do. Barclays put their clients and customers at the center of what they do and use their energy, skills, and resources to deliver the best, sustainable results.
Barclays Bank US Reviews
The WalletHub rating is comprised of reviews from both WalletHub users and ratings on other reputable websites. The rating was last updated on 01/16/2021.
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Barclays Bank US
WalletHub @WalletHub
editor's review
The Barclaycard Rewards MasterCard is one of the best credit cards for fair credit, offering a potentially no-cost option for qualified applicants to continue their credit-building efforts while enjoying rewards that are above average for the credit-card market as a whole. This card is best for people with fair credit who always pay their monthly bill in full and don’t make many purchases from internationally based merchants. That’s because it charges interest at an above-average rate and has a 3% foreign transaction fee.
To learn more about this excellent offer, check out our in-depth review: http://wallethub.com/edu/barclaycard-rewards-mastercard-review/25942/
Product: Barclays Bank US Credit Cards
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Sarah Whitney @sarahw92
I can't believe this review. This is the worst card for people with bad credit. Barclay's billing practices are questionable and could send your credit rating even further down.
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Barclays Bank US
WalletHub @WalletHub
Barclays Personal Loan Review
Barclays personal loans are available only to people who are invited to apply, at least for right now. People who are invited will have the opportunity to get an excellent loan, however, as Barclays offers inexpensive APRs ranging from 4.99% to 20.99%. On top of that, they charge no fees whatsoever.
Overall, Barclays personal loans are an attractive option for people with good or excellent credit. It is a bit harder to qualify for a loan from Barclays than it is to qualify for loans from most competing lenders. You’ll reportedly need a credit score of at least 700, which is at least 40 points higher than what a lot of other lenders require.
Barclays Personal Loan Review Highlights:
• Availability: Invitation only
• APRs: 4.99% to 20.99%
• Fees: None
• Funding time: 2 to 3 business days
• Loan sizes: $5,000 to $35,000.
• Payoff periods: 36, 48 or 60 months
• Requirements: 700 credit score, SSN, U.S. citizen or permanent resident, 18+ years old.
• Reputation: Barclays receives an A+ rating from the Better Business Bureau, and the company has an average user rating of 3.8 out of 5.
• Co-applicants: Not allowed
If you’re fortunate enough to get an invite to apply for a Barclays personal loan, you should definitely consider this competitive option. Below, you can see how WalletHub rates Barclays loans in our three key categories: Terms, Requirements & Application, and Reviews & Transparency.
This is a good card. Quick reporting and processing payments. I wish they had a better reward program then I would use them more..
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Product: Barclays Bank US Credit Cards
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Barclays Bank US
Brian @briank_66
Barclays Bank helped when I needed it the most in my life by 1st opening an account for me, then giving me an interest free balance transfer allowing me to consolidate and quickly reduce my total debt to zero.
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Product: Barclays Bank US Credit Cards
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Barclays Bank US
Teresa @teresaheist
Feel betrayed by Barclays today. After years of ontime payments and increasing my credit limit to a healthy $7,650, I paid off my balance after my recent home sale in the desire to simplify my life and downsize. Immediately after paying off my balance, Barclays dropped my limit to $500. I"m on the phone with them right now - at least a one hour wait - to find out why. I feel like I'm being penalized for being an excellent customer. I've made this bank money over the years using this card for a variety of home and life expenses. Now I intend to increase my overall credit score and use credit for large expenses only where I can enjoy a low interest rate while being smart and practical with my credit card usage. I feel betrayed by this company. I wonder if this was unintentional. I'll update once I find out the answer.
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Product: Barclays Bank US Credit Cards
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Barclays Bank US
Kory Luke @koryluke
The credit card purchase protection for the Barclaycard is the worst I have ever dealt with. I was scammed by an online merchant in France. After I paid for the service online I tried to get the merchant to provide the service. After repeated delays I requested a refund and was told by the merchant they do not give refunds. So I paid aprx $400 to a merchant that refused to provide the service paid for or a refund. I filed a dispute with Barclays. They are very uncommunicative with the cardholder during this process. They don't ask for any details or information about the dispute from the cardholder until the initial review is already decided. Then 10 days later I got a letter that they were declining my dispute and I could finally respond with more evidence. I submitted the details of the communication and confirmed that the service had not been provided. Over a month later I got a letter again declining the dispute with a simple reason "The merchant has not violated the terms and conditions of the contract". The merchant never provided the services that I paid for, not sure why Barclays doesn't consider this a violation of the "Terms and conditions of the contract". They clearly don't care about actually providing purchase protection to their cardholders, it's just a front to make them look like they care. This was my first time using the Barclays Purchase Protection dispute and bc of this I will be switching my credit card use to my Alaska Airlines Visa Card which has been very honest and good in resolving purchase protection issues in the past.
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Product: Barclays Bank US Credit Cards
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Barclays Bank US
Charles @cpersi
Barclaycard is a very good company to deal with. Have only held this card for around 4 years, but the Rewards are nice to have. Automated Setup is easily utilized and very efficient. They have periodically given credit increases, which is a nice feature.
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Product: Barclays Bank US Credit Cards
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Barclays Bank US
dan_384 @dan_384
My wife bought online and the vendor charged our credit card, later the vendor issued a credit because they were shipping short. The merchandise never arrived, got lost. I file a complaint to the vendor, but the vendor does not have customer support office in the USA and did not answer my emails. I placed a dispute with Jet blue credit card by barclaycard. The dispute was closed in a month. They never notified us. There is no message in their portal, there is no dispute page in the portal. I called, and they told me I have to place a new dispute. I asked for a supervisor. She said that she is opening a new claim that the dispute department closed the dispute without a reason. That I have to wait 7 to 10 days for a call. I will say that this company has a terrible dispute department with no dispute page, they make it so difficult for the customer that is not worth it. For now I will not use this credit card again for any online transaction, and I think in the near future to close the account.
Great card with great rewards. We got a lot of free airlines tickets by use the card every day life. It has a great rate. The only card with the best rewards
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Barclays Bank US
jade @jadeljue
Verified Customer
In the beginning I did kind of like the fact that you earn apple gift cards, but interest rate is high and just feel like they don't care much for customers. With other CC I feel like I more and better perks
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Product: Barclays Bank US Credit Cards
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+46944 users submitted a rating without writing a full review
Mosaic is the highest status level in JetBlue's frequent flyer program.
To qualify, you must earn 15,000 points from Jet Blue airfare purchases each year or earn 12,000 points and pay for at least 30 flight segments (e.g. a flight with one connection is two segments) on an annual basis.
Mosaic offers the following benefits to members and anyone flying on a member's reservation:
There's currently no way to check for Barclaycard pre-approval. At least, that's the case for Americans: You can use Barclays' credit card eligibility checker if you live in the UK. The only hope the rest of us have of Barclaycard pre-approval is to get a pre-approved offer in the mail. And there's no way to summon such a letter. Barclaycard pre-approves people on its own schedule, according to its own criteria. And they obviously aren't public.
Getting pre-approved for a credit card is helpful because it means you have a roughly 90% chance of being approved for an account when you actually apply. But just because you can't do an official Barclaycard pre-approval check doesn't mean you're flying blind. There's a lot of information available that can help you estimate your odds of being approved for whichever Barclaycard you have your eye on.
Here's what to consider in place of Barclaycard pre-approval:
Minimum Credit Score: All of the Barclaycard credit card offers on the market right now require at least good credit for approval. And even good credit isn't enough in a couple cases. What is good credit? You may think it's a credit score of 660-719. But we've seen a lot of people with such scores get rejected for credit cards with good-credit requirements. So we recommend applying for Barclaycards that require good credit or better only if your credit score is 700+. And Barclaycards that require excellent credit should be reserved for people with scores of 750+. You can check your latest credit score for free on WalletHub, the only site with free daily updates.
Ability to Pay: If your income level or your financial obligations indicate you can't afford a new line of credit, Barclaycard won't approve you.
Excellent Credit Barclaycards: You won't have a shot at JetBlue Plus Card unless you have excellent credit.
Reportedly, there once was a Barclaycard pre-approval screening tool. And while there isn't one now, that shouldn't be too big of a deal. Pre-approval lets you check your chances without a hard inquiry, but even pre-approved people have to submit a formal application. And if you're up to date on your credit score and have a clear picture of your finances, you should be able to decide if applying for a Barclaycard is worth it.
If it's not the right call because your credit score is less than good, there are plenty of credit cards for people with fair, limited and bad credit from other issuers. Many of them let you check for pre-approval, too.
To activate a JetBlue Card, you can either go to the Barclays activation website, call the activation line at (877) 408-8866, or download the Barclays mobile app on your phone. You will need to provide your date of birth, your card number, and the last 4 digits of your Social Security number, among other information required to verify your identity.
Online activation. To activate a new JetBlue Card online, visit the Barclays credit card activation website. You'll need to confirm your identity with your birthday, the card number and security code, your occupation, and the last 4 digits of your Social Security number. They'll also ask if you're a U.S. citizen.
Activate over the phone. Call (877) 408-8866 to activate your JetBlue Card over the phone. Provide your date of birth and the last 4 digits of both your card number and your Social Security number. After your card is activated, you have the option to set up a PIN for the card, or have the current PIN mailed to you.
Mobile app activation. To activate a JetBlue Card via the free Barclays mobile app for iOS or Android, tap “Activate your Account” in the menu near the bottom of the screen and provide the same information as you would for online activation.
Some people wonder whether they really need to activate a new card. The answer is yes, because you won't be able to use the card until it's activated. If it's your first Barclaycard, you'll need to set up your online banking credentials, too. This can be done through the Barclays website after activation, or through the Barclays app by tapping “New cardmembers - Set up online access.”
The Mastercard® Black Card's requirements for approval include a good credit score, U.S. residency, and enough income to afford the card's $495 annual fee and monthly bill payments. Barclays (the issuer of the Mastercard® Black Card) doesn't publish specific income requirements, but the more you earn and the less you owe already, the better your chances for approval. Applicants must also be at least 18 years old.
Even if you do meet the requirements for the Mastercard® Black Card, it's likely not your best option. It has a huge annual fee, and the rewards don't quite live up to what you can get with other cards. You get a simple 1 point per dollar on all purchases, which is less than the average rate for rewards credit cards. It also offers a $100 annual airline credit and airport-lounge access, with the latter being the only benefit you'll receive that you can't get from a card with no annual fee.
While the card offers an introductory balance transfer APR of 0% for 15 months, it has a balance transfer fee of 3% (min $5). So, it may be a cool looking card with its stainless-steel design, but there are better cards that will give you more bang for your buck.
