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You can redeem SunTrust rewards for statement credits, deposits into a SunTrust bank account, travel purchases, gift cards, or merchandise by logging in to your SunTrust account and navigating to the rewards redemption section of their website. You can also redeem rewards through the SunTrust mobile app or by calling the Rewards Redemption Center at (800) 255-7125. But if you redeem for travel over the phone, there's a $25 service fee.  

SunTrust has three rewards-earning consumer credit cards, all of which accrue so-called “Cash Rewards credits” at different rates. You can start redeeming for cash back when you have the equivalent of $5 in Cash Rewards credits saved up. And if you redeem credits from any SunTrust credit card for a deposit into your SunTrust checking, savings or money market account, you'll get a “Loyalty Cash Bonus.” The bonus could be 10%, 25% or 50% of your redemption, depending on the balances in all your SunTrust deposit accounts. Higher balances mean a higher bonus.

There are differences between SunTrust's rewards cards when it comes to redemption, though. For example, the SunTrust Travel Rewards Credit Card will get you a better redemption rate on travel than the other two SunTrust credit cards. And cash redemptions into a SunTrust deposit account are always worth more than getting a normal statement credit.   

As for the merchandise you can get with your credits, SunTrust has quite a few options: high-end sunglasses, Amazon gift cards and branded merchandise, event tickets, jewelry, handbags, FitBits, and more. If you don't have enough SunTrust Cash Rewards credits for an item, you can always use a combination of rewards and your credit card.

If you have any trouble redeeming your rewards, call SunTrust rewards customer service at (800) 255-7125.

No, there aren't any BB&T business rewards cards available anymore. But there are alternatives for business owners looking for lucrative rewards.

For example, the Ink Cash card offers 1 - 5% cash back on purchases and an initial bonus of $750 for spending $7,500 in the first 3 months. Another good business rewards credit card is the Capital One Spark Miles for Business card. It offers an initial bonus of 50,000 miles for spending $4,500 in the first 3 months. Plus, you can earn 2 miles per $1 on all purchases.

The best rewards a BB&T credit card has come from the BB&T Spectrum Cash Rewards Credit Card; this card gives 3% cash back on gas, 2% cash back on utilities and groceries on up to $1,000 of combined monthly spend, and 1% cash back on all other purchases. With this card, you also get 10% bonus cash when you redeem rewards into your BB&T checking or savings account.

The BB&T Spectrum Cash Rewards Credit Card also offers an intro APR of 0% for 12 months for both purchases and balance transfers. Its regular APR is 13.24% - 22.24% (V) and it has a 3% (min $10) balance transfer fee.

If you are a frequent traveler, you should opt for the BB&T Spectrum Travel Rewards Credit Card. Among other travel related perks, this card offers 2 miles per $1 spent on air, hotel and car rentals, 1 mile per $1 spent on all other purchases. It is also worth noting that miles redeemed for travel worth 75% more. Its annual fee is: $0 intro 1st yr, $89 after.

BB&T rewards can be redeemed for merchandise, gift cards, cash back, airline tickets, hotel bookings, auto rental bookings, cruises, and more. You can redeem your rewards at the BB&T rewards website.

Both the BB&T Spectrum Cash Rewards Credit Card and the BB&T Spectrum Travel Rewards Credit Card have secured versions that offer the same earning rates.

You can check on your SunTrust credit card application status by calling (800) 477-9702. Follow the prompts to be connected to a customer service representative who can help you with your inquiry. SunTrust will also send you a letter letting you know if you were approved or denied.

If your application is denied, there's still some hope left. Call (800) 477-9702 to ask for a reconsideration by explaining your particular situation. If that doesn't change the issuer's decision about your denial, consider becoming an authorized user on someone else's account.

The easiest way you can apply for a SunTrust credit card is online, or by phone at (800) 279-4824. Alternatively, you can visit a SunTrust branch.

To apply, just provide your personal information, including your name, address, Social Security number, date of birth, and other info requested. It takes about 5 minutes to fill out an application, and applicants often get an immediate decision when applying online or in person. If you don't get an instant decision, contact customer service at (800) 279-4824 to check on the status of your application.

Here's how you can apply for a SunTrust credit card:

• Online: To apply online, just select the card you are interested in and press the “Apply now” button.
• By phone: If you prefer to apply for a SunTrust credit card by phone, you can do so by calling customer service at (800) 279-4824.
• At a branch: Alternately, you can visit your local branch and apply in person.

Ultimately, it is worth mentioning that most SunTrust credit cards require good credit, which is a credit score of at least 700. However, the SunTrust Secured Credit Card is available for applicants who do not meet these criteria.