Blake Madson

The Platinum Card from American Express is a fun card to have. Firstly, you have the prestige of having the classic high tier card from American Express but it has a lot of great things about it as well. Great initial point bonus and a lot of points that can stack up after that, no foreign transaction fees (Which if you're a big international traveler can really be a pain after awhile if you're not careful) and being an American Express it's accepted everywhere. It's a fantastic card by itself but it really shines for travel. Accepted everywhere, no foreign fees, and if you're in a pinch the concierge service can be really helpful. The Platinum Card really distinguishes itself from the other big cards with it's convenience, great features, and ease of use. It's even better than the Discover Rewards Card which isn't as ubiquitous abroad and has foreign transaction fees.

While it depends on what your needs are, the Walmart Prepaid Card is a great choice for a lot of people. It's prepaid so you don't need any credit, the fees are super low compared to a lot of other prepaid or secured cards (only 3 a month!) and besides the monthly fee and ATM fee (only 3 and 2 respectively!) there aren't any other catches or issues. Easy to use, easy to reload, and super convenient it's a very good option for people without a bank account, or credit for a normal card or bank deal. It's not for everyone but it's a good card for a lot of people. It's similar to those Greendot Prepaid Cards you see but with much less fees and easier to reload. It's a great prepaid card.