Chase Bank serves nearly half of America's households with a broad range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. Their mission is to create and engaged a lifelong relationships. When you bank with them, you're trusting them with your money. Chase is... show more
The WalletHub rating is comprised of reviews from both WalletHub users and ratings on other reputable websites. The rating was last updated on 11/29/2022.
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Adam McCann @adam_mccann
5 Star Rating
Sapphire Preferred is the card of choice for people who travel frequently but not enough to pay the enormous annual fees that some luxury travel cards charge. Preferred's fee is manageable and is covered for multiple years by the initial bonus. In addition, this card rewards travel well while still having a decent return on non-travel purchases. The lack of a foreign transaction fee makes it great to use abroad, as well.
@andron311 Crazy. I know ..right. I have been with them since 2014. Today they dropped me down $5900.00. I have less than 10% credit line utilization so I asked why and they said I had missed payments via Experian soft pull. I have 100% payment history???? So I asked them to bump it back up, my credit line and they said not without a hard pull...I said no way and we parted ways. Poor business practice.
Clarissa F @clari
@andron311 same thing happened to me right after I made a huge payment. SHAME ON THEM!
Samuel Arroyo @samuel_arroyo26
All Chase knows how to do is screw customers and then have the nerve to say that they value their customers
Every One @somewhere11342
They let merchants charge you for anything and won't take your side when no product is received. Never had this problem with any other card and now I'm out $600 for fraud Chase won't protect
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3 Star Rating
If you have good or excellent credit and a family member with a Disney affinity, the Disney Premier Credit Card could ultimately provide some magical savings. You’ll receive a $100 initial bonus for spending at least $500 within the first three months of account opening, in addition to 2% back on Disney purchases as well as at gas stations, restaurants and grocery stores, plus 1% back on everything else. Your earning potential therefore depends on how much you spend in those bonus categories. Your ability to redeem your earnings, on the other hand, will depend on how often you make Disney purchases or indulge in air travel — your only two redemption options. Considering that lack of flexibility and the impressive value available elsewhere in the rewards-credit-card market, even ardent Disney fans may find a non-cobranded card to be more to their liking. If you’re on the fence, you can learn more about this offer from our full-length Disney Credit Card review: https://wallethub.com/edu/disney-credit-card-review/25988/.
chse card linked with amazon.....BEWARE amazon adfvertises 18 month free interest. They took it all out of my account without warning! says that i have to change my account preferences first! . notice from amazon! One would assume that clicking on 18 month option would so;ve it all? NOPE chase/amazon is do convuluted. requesting return . so now have to chase seller BEWARE
Chase is a joke. I have dealt with them on auto loans, a United credit card and a checking account. In every aspect, they have failed on customer service and had at least one major shortcoming and mistake in each of these areas. Trying to work issues out with them (that they have caused!!) is an absolute nightmare. Do whatever you can to stay far, far away.
This card provided great rewards including bonus reward when friend I referred got the card. While booking travel on ultimate rewards website is easy, their prices are not good and the customer service is even worse. I recently had to cancel a hotel reservation because my dog got really sick and I had to pick her up from the dog sitter so couldn’t make my flight. It took multiple calls that lasted at least 45 minutes each and involved being transferred from agent to agent, all of whom sounded like they were based in the South and South East Asia hence accent was difficult to understand at times, to finally receive my refund that was not a complete amount of what they had told me the refund would be after taking away the penalty charge of late cancellation. So it has been 3 weeks and I have made another 4 calls including one when I was placed on hold for more than an hour, and again transferred from one agent to the next, and still have not received an answer. Additionally, they have a stupid rule of refunding cash up to the amount you paid in cash, if the original booking was made with points and cash, and refused to refund me back the points which I would much rather have. Just an overall subpar customer service experience, and very disappointing.
I have two cards and a checking account with Chase. The checking account is the first account I opened. I opened the Chase Freedom Unlimited card with them a few months ago. Making my first purchase on the card and my card freezes. I needed to call and be forwarded multiple times until I could get my card unlocked to use. Fast forward a few months later and it happens again. A ton of available credit, and a ton of money with them and it declines. No phone call, text, or email to ask if I'm the one making the purchase. Now I just have to assume when I want to use the card, it will freeze unless I call and go through multiple transfers to remove the freeze. Long story short, do not go with Chase. After 16 years with them, they have ALWAYS been subpar.
Keep in mind that, if you want to pay a Amazon.com Store Card bill, you will have to choose between slightly different payment methods, as the store version of this card is issued by a different bank.
Here's how you can pay your Amazon.com Credit Card:
Online: Log into your account, select your Amazon.com Credit Card, click "Pay credit card" and follow the instructions to enter your payment account number and routing number.
Mobile app: Get the mobile app and after signing in, choose the account for the card you want and tap "Pay card". Then, enter the amount, the account you want to pay from, and the payment date. Tap "Schedule," then confirm your choices and, finally, tap "Schedule it".
By phone: You can also pay your Amazon.com Credit Card bill over the phone. Call (800) 436-7958 and follow the prompts from the issuer's automated system.
At an ATM/branch: Find the card issuer's nearest ATM or branch and make your payment there.
By mail: You can also send an Amazon.com Credit Card payment by mail. Send your check or money order with your name and account number to: Cardmember Services P.O. Box 6294 Carol Stream, IL 60197-6294
Via Western Union: For Western Union payments, use the Code City WALNUT.
It's worth noting that payments via mail take the longest time to post. So, in order to avoid being late, always send your payments at least 5-7 days before your due date. If your preferred payment option is Western Union, remember that it may take up to 7 days before the payment is reflected on your account.
The best Chase Sapphire Reserve benefits are extensive travel insurance and airport lounge access. The Chase Sapphire Reserve card also has rental car insurance and extended warranty protection, which are more common perks across Chase credit cards.
Along with these benefits, Chase Sapphire Reserve also offers attractive spending-based rewards: a total of 10 points per $1 spent on hotels and car rentals booked through Chase, a total of 10 points per $1 spent on prepaid restaurant reservations or takeout orders made through Chase, a total of 5 points per $1 spent on flights purchased through Chase, 3 points per $1 spent on all other travel and dining purchases, and 1 point per $1 on all other purchases. Plus, new cardholders get 80,000 bonus points for spending $4,000 in the first 3 months.
Chase Sapphire Reserve Benefits
Initial bonus: 80,000 bonus points for spending $4,000 in the first 3 months
Ongoing rewards: a total of 10 points per $1 spent on hotels and car rentals booked through Chase, a total of 10 points per $1 spent on prepaid restaurant reservations or takeout orders made through Chase, a total of 5 points per $1 spent on flights purchased through Chase, 3 points per $1 spent on all other travel and dining purchases, and 1 point per $1 on all other purchases
To review the full extent of your benefits, consult the Chase Sapphire Reservebenefits web page or your full guide to benefits. The Chase Sapphire Reserve card has a $550 annual fee, but if you're a frequent traveler looking for premium travel perks, its rewards and benefits more than make up for it. As long as you fit that profile and have excellent credit (a credit score of 750+), the Chase Sapphire Reserve card is certainly a card to consider adding to your wallet.
Online, you'll need to access the verification page and sign in to your online account. To verify a Chase card over the phone, enter your 16-digit card number and the last four digits of your Social Security number when the system prompts you. Both types of verification will only take a few minutes.
Create a Chase.com account by clicking "Not enrolled? Sign up now." if you haven't already, and log in. To create an account, you'll need your Social Security number as well as you card, account or application number.
Check your credit card number and click "Next" to verify your card. Then, click "Go to accounts" to view and manage your account.
No, there aren't any Chase secured credit cards available right now. In fact, there's never been a secured credit card from Chase. Chase offers unsecured credit cards for people with at least good credit.
Although there is no Chase secured credit card, the same cannot be said for many of Chase's competitors. Capital One, Citi, and Bank of America are just some of the major banks that offer secured credit cards.
The Capital One Quicksilver Secured card offers 5% cash back on hotels and rental cars booked through Capital One Travel, as well as 1.5% cash back on all other purchases. The card has a $0 annual fee and requires a $200 deposit.
So, even though you're not able to get a Chase secured credit card, you still have plenty of options. And they'll all help you start building your credit, plus save some money. Once you get your credit score to “good”, you can start thinking about applying for a Chase credit card.
The Chase Sapphire Preferred benefits include high rewards on travel, plus thousands of dollars in travel insurance and coverage for damaged or stolen purchases. Chase Sapphire Preferred also offers one of the best initial rewards bonuses on the market. That's a big reason why its among WalletHub's choices for the year's best rewards cards as well as the best credit card deals. The average person would earn more Preferred over the first two years of use than any other Chase credit card, according to WalletHub's latest Credit Card Rewards Report. And Chase Sapphire Preferred's secondary benefits are impressive as well.
Here are the Chase Sapphire Preferred's benefits:
Initial Bonus: Chase Sapphire Preferred offers one of the best bonuses on the market.
Travel Insurance: Chase Sapphire Preferred has the best overall travel insurance among credit cards, according to WalletHub's editors. Pay for travel with Chase Sapphire Preferred, and you'll get coverage for delayed, cancelled, or interrupted trips as well as for lost luggage.
Rental Car Insurance: Paying for your vehicle rental with your Chase Sapphire Preferred card automatically gives you coverage for damage or theft. Chase's policy ranks second among major issuers.
Extended Warranty: If you buy something that has a manufacturer's warranty, Chase may add a year to your coverage. Chase Sapphire Preferred and Chase Sapphire Reserve® are tied for 17th in this category.
Purchase Protection: You may be eligible for at least a partial refund if certain items purchased with a Chase Sapphire card are damaged or stolen. WalletHub ranks Chase Sapphire Preferred 6th in this category. The Chase Sapphire Reserve card takes 1st place.
International Travel Perks: WalletHub's editors analyzed major issuers' perks and policies for international travelers, including travel rewards, foreign transaction fees, emergency assistance and more. Chase Sapphire Preferred and Chase Sapphire Reserve tied for 7th best.
Another Chase Sapphire Preferred benefit is worldwide acceptance. Since Chase Sapphire Preferred is a Visa, you can use it pretty much everywhere in the world credit cards are accepted. Using a Visa or a Mastercard is the best way to convert currency when traveling internationally, too, thanks to low exchange rates that could save you as much as 9%. Plus, Chase is one of the few major credit card companies that will send you a free replacement if you lose your card while out of the country.
In short, Chase Sapphire Preferred is an excellent rewards credit card for people with excellent credit. You can learn more about the offer from WalletHub's complete Chase Sapphire Preferred Card review.