Chase

You can get a Chase Sapphire Preferred referral bonus for each friend that you invite to apply for the same card and gets approved. The referral bonus is 15,000 points for every referral who is approved and the limit is 75,000 points per calendar year.

Whether you refer one friend or five, you're still looking at a lot of value, especially for travel booked through Chase Ultimate Rewards. So, let's talk about exactly how to earn it.

Here's how to get a Chase Sapphire Preferred referral bonus:

1. Go to the Chase Sapphire Preferred Refer a Friend Page or use Chase's mobile app.
2. Provide the requested information and click “Continue”.
3. Share your personalized invitation link with friends via Facebook, Twitter or email.

Keep in mind that it may take a while for bonus points to show up in your account. Chase says it takes up to 8 weeks; it will appear on your Chase Sapphire Preferred statement as a “Refer-A-Friend” bonus. So, maybe you shouldn't count on using your referral bonus the next time you travel.

Lastly, you should know that Chase Sapphire Preferred isn't the only Chase Credit Card with a referral bonus. You can see what other cards are in the mix on Chase's Refer a Friend Page.

No, you cannot get the Chase Sapphire Reserve 100k bonus anymore, as it was a limited-time promotion that ran from August 2016 through March 2017. Cardholders who were approved during that period and spent $4,000 within 3 months of account opening got 100,000 bonus points. That Chase Sapphire Reserve 100k bonus was worth $1,500 in travel – an incredible deal.

But after March 2017, you get a bonus of 50,000 bonus points for spending $4,000 in the first 3 months. That's still one of the biggest credit card bonuses on the market, though. It's also enough to help offset Chase Sapphire Reserve's $550 annual fee.

More info about Chase Sapphire Reserve's 100k bonus:

So, at the end of the day, the Chase Sapphire Reserve's 100k bonus is no longer available because it was never supposed to be permanent. It was the equivalent of 35% cash back, and that's just not sustainable. Chase offered it to build some buzz for the new Chase Sapphire Reserve Card when it was introduced. Since that seems to have worked, they retired that promotion. It's possible Chase could do another 100,000 point bonus in the future. But don't count on it.

More info about what you get with Chase Sapphire Reserve:

Fortunately, Chase Sapphire Reserve's sign-up bonus isn't the only benefit you'll enjoy. You'll also receive a $300 travel credit each year. Plus, you'll earn a total of 10 points per $1 spent on hotels and car rentals booked through Chase, a total of 10 points per $1 spent on prepaid restaurant reservations or takeout orders made through Chase, a total of 5 points per $1 spent on flights purchased through Chase, 3 points per $1 spent on all other travel and dining purchases, and 1 point per $1 on all other purchases. Those points are normally worth 1 cent each, but when redeemed for travel, they're worth 1.5 cents apiece.

The Chase Freedom Flex calendar for 5% categories for April, May and June 2022 are Amazon.com and select streaming services, according to the Chase Freedom Flex rewards calendar. Chase Freedom Flex gives 5% cash back on the first $1,500 spent in a new set of bonus categories each quarter, and the calendar shows what those categories are. It also has a link to “activate” the current quarter's bonus categories, as you won't be able to earn the 5% rate without doing so.   

2022 Chase Freedom Flex calendar for 5% categories:

• January - March: Grocery stores (excluding Target and Walmart) and conditions and eBay
• April - June: Amazon.com and select streaming services
• July - September: To be announced
• October - December: To be announced

The Chase Freedom Flex 5% calendar is pretty straightforward and easy to use. But there are a few other things you should know about its features and protocol.

Here's how the Chase Freedom Flex calendar works:

• Each quarter's bonus categories are typically announced about a month in advance.
• Click on the footnote next to each category to see what purchases qualify.
• You can activate each quarter's bonus starting on the 15^th of the month before. The last day to activate is always the 14^th of the last month in the quarter.
• To activate Chase Freedom Flex bonus categories, click “Activate Now” on the calendar and enter your last name, the last 4 digits of your card number, and your zip code.
• The 5% bonus applies to your first $1,500 in bonus-category purchases each quarter (you'll get 1% after that).

Unfortunately, you can't see the whole year's cash back categories in advance. But you do get about a month's notice, and Chase is very transparent about the activation dates. Just be sure to activate the bonus categories each quarter. And read the fine print to see which purchases qualify for 5% cash back.  

The easiest way to apply for the Amazon.com Credit Card is online. Alternatively, you can submit an application for this card at your nearest Chase branch. You cannot apply for the Amazon.com Credit Card over the phone.

To apply, you must be at least 18 years old, have a valid U.S. Social Security Number, and have a U.S. physical address. To have a good chance of approval, you'll also need a score of 700+; this means you need at least good credit to get it.

If you don't get a decision instantly, you can check your application status by calling (888) 338-2586.

Ultimately, if you are interested in applying for the Amazon.com Store Card, you can also do that online. This card is issued by Synchrony Bank and it can only be used for Amazon.com purchases.

The Chase Freedom Flex Refer a Friend program gives you a $100 cash back bonus for each friend who applies for a participating Chase Freedom card with your link and gets approved. The participating Chase Freedom credit cards are Chase Freedom Flex and Chase Freedom Unlimited®.

You can get the Chase Freedom Flex referral bonus 5 times per calendar year, for a total of $500. To refer a friend for either Chase Freedom Flex or Chase Freedom Unlimited®, go to Chase's Refer a Friend page and enter your last name, your zip code and the last 4 digits of your card number. You'll get a link to share with your friends through email or social media. Then, all you have to do is sit back and let the referral bonuses roll in.

Here's how to get the Chase Freedom Flex Refer a Friend bonus:

1. Go to Chase's referral page.
2. Enter your last name, zip code and card number (last 4 digits).
3. Click “Continue,” then enter your friends' names and email addresses.
4. Use the Facebook and Twitter icons to generate a referral link for social media.
5. Click “Submit.”

You can send Chase Freedom Flex Refer a Friend links to as many people as you want, but you're limited to 25 per 24hours. If someone applies for the card but isn't accepted, you don't get a bonus. But denied applications don't count against your five yearly referrals.

Chase won't tell you if someone used your link, or whether they were approved or denied. So, you'll have to hear it from your friends. If you know you've earned a bonus, you should expect to wait up to 8 weeks for the bonus cash back to post to your account.