Chase

The easiest way to apply for the Amazon.com Credit Card is online. Alternatively, you can submit an application for this card at your nearest Chase branch (the card's issuer). You cannot apply for the Amazon.com Credit Card over the phone.

What You need to Apply for the Amazon.com Credit Card

• You need a credit score of at least 700 to get approved for the Amazon.com Credit Card. This means you need at least good credit to get this card.
• You must be at least 18 years old.
• You need to have a valid U.S. Social Security Number and a U.S. physical address.

If you don't get a decision instantly, you can check your application status by calling (888) 338-2586.

Ultimately, if you are interested in applying for the Amazon.com Store Card, you can do that online. This card is issued by a different bank and it can only be used for Amazon.com purchases. 

The Chase Freedom Flex Refer a Friend program gives you a $100 cash back bonus for each friend who applies for a participating Chase Freedom card with your link and gets approved. The participating Chase Freedom credit cards are Chase Freedom Flex and Chase Freedom Unlimited®.

You can get the Chase Freedom Flex referral bonus 5 times per calendar year, for a total of $500. To refer a friend for either Chase Freedom Flex or Chase Freedom Unlimited®, go to Chase's Refer a Friend page and enter your last name, your zip code and the last 4 digits of your card number. You'll get a link to share with your friends through email or social media. Then, all you have to do is sit back and let the referral bonuses roll in.

Here's how to get the Chase Freedom Flex Refer a Friend bonus:

1. Go to Chase's referral page.
2. Enter your last name, zip code and card number (last 4 digits).
3. Click “Continue,” then enter your friends' names and email addresses.
4. Use the Facebook and Twitter icons to generate a referral link for social media.
5. Click “Submit.”

You can send Chase Freedom Flex Refer a Friend links to as many people as you want, but you're limited to 25 per 24hours. If someone applies for the card but isn't accepted, you don't get a bonus. But denied applications don't count against your five yearly referrals.

Chase won't tell you if someone used your link, or whether they were approved or denied. So, you'll have to hear it from your friends. If you know you've earned a bonus, you should expect to wait up to 8 weeks for the bonus cash back to post to your account.

You can use your Chase Sapphire Reserve for airport lounge access by first enrolling in Priority Pass Select. There is no additional cost to activate your Priority Pass membership and it is a one-time procedure.

Chase Sapphire Reserve Priority Pass gives you access to 1,300+ airport lounges around the world, including many locations in the United States, Europe and Asia. For example, the 8 largest U.S. airports – including JFK, LAX, DFW, ATL and ORD – all allow Chase Sapphire Reserve airport lounge access. The Chase Sapphire Reserve lounge benefit is provided by a company called Priority Pass and would cost $399 per year without the card.  

Here's how to find an airport lounge:

To find a lounge, go to the Priority Pass website and type your destination into the “Find a lounge” bar. You'll be able to see where a lounge is within an airport, as well as its hours, amenities, guest policies and other rules. You can also check the Priority Pass lounge directory. If the airport you are visiting has a Priority Pass lounge, you will just have to show your card there to gain access.

Technically speaking, there aren't any airport lounges solely for Chase Sapphire Reserve cardholders. That's important because there are a few crucial details about Priority Pass membership you should keep in mind.

Key things you should know about Chase Sapphire Reserve airport lounges:

• Customers must enroll in Priority Pass Select to access the 1,300+ Chase Sapphire Reserve airport lounges. But you only have to enroll once.
• To enroll, go to Chase Ultimate Rewards and click “Earn Points,” then “Card Benefits.” Under the “Airport Lounge Access” tab, click “Activate Now.”
• Guests may be allowed to accompany you for free, depending on the lounge. If guests do not get complimentary access, the fee will be $27 per person per visit.

Chase Sapphire Reserve airport lounges offer perks like free Wi-Fi, full bars, snacks, and even showers and spas, depending on the particular lounge. To enjoy them, just activate your complimentary Priority Pass Select membership. 

Yes, Chase does have a referral bonus. Chase offers existing customers a $50 bonus when they refer a friend for a new Chase checking account, or bonus credit card rewards when they refer someone for a qualifying Chase credit card and that person gets approved. You can find out exactly which referral bonuses are available to you by logging in to your Chase account, or by calling customer service at 1-800-935-9935 or the number on the back of your card.

Best Chase Referral Bonus Offers

Note: In order for you to receive the bonus, the person you referred must apply through the referral link you sent them and get approved for the card.

Chase referral bonus offers can change often, so if you see an offer you are interested in, you should act fast. You can learn more about Chase products and offers on WalletHub.

The Chase Sapphire Preferred offers new cardholders 60,000 bonus points for spending $4,000 in the first 3 months. And you also get extensive ongoing rewards: 5 points per $1 spent on travel purchased through Chase, 2 points per $1 on all other travel purchases, 3 points per $1 on dining and online grocery purchases, 3 points per $1 on select streaming services, and 1 point per $1 on all other purchases.

The rewards redemption process offers a number of good options  through Chase's Ultimate Rewards portal.

Chase Sapphire Preferred Rewards:

Chase Sapphire Preferred Rewards Redemption Options:

• Travel redemption: Chase Sapphire Preferred rewards points are best used for travel booked through Chase Ultimate Rewards. Just select " Travel" once you're signed in.
• Cash: You can also redeem reward points either to get a statement credit or a deposit to a U.S. checking or savings account. Log in to the Ultimate Rewards portal and choose " Cash Back."
• Transfer points to Chase's travel partners: You can transfer Chase Sapphire Preferred rewards points to partnered airline and hotel loyalty programs. Just confirm that you have a loyalty account, then select "Transfer to Travel Partners" in the Ultimate Rewards portal.
• “Pay with Points”: You can use your Chase Sapphire Preferred rewards points when checking out on Amazon.com or with PayPal. Follow the instructions for both Amazon and PayPal to get started.
• Apple purchases: You can use your points to pay for all or part of your Apple purchases.
• Gift cards: You can convert Chase Sapphire Preferred rewards into cash or gift cards for your favorite stores. Log in to the Ultimate Rewards portal and choose "Gift Cards."
• Experiences: You can trade your points to attend exclusive experiences like sport and dining events, concerts, and more. Simply log in to the Ultimate Rewards portal an choose "Experiences."

The Chase Sapphire Preferred card has a $95 annual fee, but its rewards definitely have the potential to offset it and bring you added value. And your reward points don't expire as long as your account remains open and in good standing. Chase Sapphire Preferred is one of the best rewards cards on the market, well worth getting if you use it regularly and travel often.