
Chase
Chase Reviews
The WalletHub rating is comprised of reviews from both WalletHub users and ratings on other reputable websites. The rating was last updated on 05/26/2022.
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The way they took their time to respond about reversal of wire , was as if they don’t want it to happen . Costing me money.
Extremely unhappy customer. Don’t trust their system.
a month out from the due date? Dropping my score by 50 point. Only Chase does this type of business. Out of all my credit cards, this is the only card where this has happened in my first billing cycle. I will never do business with Chase again. Stay clear of this card, it's not worth the trouble it causes. Stay away from Chase altogether!
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How can I pay my Amazon Credit Card?
The easiest way you can pay your Amazon.com Credit Card is online, by either logging in to your account or using the mobile app, or over the phone at (800) 436-7958. Alternatively, you can pay your credit card bill at any of the issuer's ATMs or branches, by mail, or via Western Union.
Keep in mind that, if you want to pay a Amazon.com Store Card bill, you will have to choose between slightly different payment methods, as the store version of this card is issued by a different bank.
Here's how you can pay your Amazon.com Credit Card:
- Online:
Log into your account, select your Amazon.com Credit Card, click "Pay credit card" and follow the instructions to enter your payment account number and routing number. - Mobile app:
Get the mobile app and after signing in, choose the account for the card you want and tap "Pay card". Then, enter the amount, the account you want to pay from, and the payment date. Tap "Schedule," then confirm your choices and, finally, tap "Schedule it". - By phone:
You can also pay your Amazon.com Credit Card bill over the phone. Call (800) 436-7958 and follow the prompts from the issuer's automated system. - At an ATM/branch:
Find the card issuer's nearest ATM or branch and make your payment there. - By mail:
You can also send an Amazon.com Credit Card payment by mail. Send your check or money order with your name and account number to:
Cardmember Services
P.O. Box 6294
Carol Stream, IL 60197-6294 - Via Western Union:
For Western Union payments, use the Code City WALNUT.
It's worth noting that payments via mail take the longest time to post. So, in order to avoid being late, always send your payments at least 5-7 days before your due date. If your preferred payment option is Western Union, remember that it may take up to 7 days before the payment is reflected on your account.
What are the best Chase Sapphire Reserve benefits?
The best Chase Sapphire Reserve benefits are extensive travel insurance and airport lounge access. The Chase Sapphire Reserve card also has rental car insurance and extended warranty protection, which are more common perks across Chase credit cards.
Along with these benefits, Chase Sapphire Reserve also offers attractive spending-based rewards: a total of 10 points per $1 spent on hotels and car rentals booked through Chase, a total of 10 points per $1 spent on prepaid restaurant reservations or takeout orders made through Chase, a total of 5 points per $1 spent on flights purchased through Chase, 3 points per $1 spent on all other travel and dining purchases, and 1 point per $1 on all other purchases. Plus, new cardholders get 50,000 bonus points for spending $4,000 in the first 3 months.
Chase Sapphire Reserve Benefits
- Initial bonus: 50,000 bonus points for spending $4,000 in the first 3 months
- Annual travel credit
- Ongoing rewards: a total of 10 points per $1 spent on hotels and car rentals booked through Chase, a total of 10 points per $1 spent on prepaid restaurant reservations or takeout orders made through Chase, a total of 5 points per $1 spent on flights purchased through Chase, 3 points per $1 spent on all other travel and dining purchases, and 1 point per $1 on all other purchases
- Travel insurance: Includes travel accident insurance, trip cancellation/interruption insurance, trip delay reimbursement, trip cancellation/interruption insurance, lost luggage reimbursement, baggage delay insurance.
- Priority Pass Select membership: Gives airport lounge access.
- Rental Car Insurance
- Roadside assistance
- Extended Warranty
- Purchase Protection
- Return Protection
- Emergency Medical and Dental Benefit
- Emergency Evacuation and Transportation
To review the full extent of your benefits, consult the Chase Sapphire Reserve benefits web page or your full guide to benefits. The Chase Sapphire Reserve card has a $550 annual fee, but if you're a frequent traveler looking for premium travel perks, its rewards and benefits more than make up for it. As long as you fit that profile and have excellent credit (a credit score of 750+), the Chase Sapphire Reserve card is certainly a card to consider adding to your wallet.
How do I verify my Chase credit card?
To verify your Chase card, visit the Chase verify card page online or call Chase at (800) 432-3117. Chase asks you to verify card delivery whenever you get a new credit card in the mail. This is the same thing as activating a Chase credit card. You'll be able to use the new card immediately once you verify it.
Online, you'll need to access the verification page and sign in to your online account. To verify a Chase card over the phone, enter your 16-digit card number and the last four digits of your Social Security number when the system prompts you. Both types of verification will only take a few minutes.
Here's how to verify a Chase credit card online:
- Go to Chase's credit card verification page.
- Create a Chase.com account by clicking "Not enrolled? Sign up now." if you haven't already, and log in. To create an account, you'll need your Social Security number as well as you card, account or application number.
- Check your credit card number and click "Next" to verify your card. Then, click "Go to accounts" to view and manage your account.
Once you complete the Chase verify card process, you can begin using the card right away. The process is the same for all Chase credit cards, from travel rewards cards like Chase Sapphire Reserve®and everyday spending cards like Chase Freedom Unlimited® to financing cards like Chase Slate Edge℠.
Is there a Chase secured credit card?
No, there aren't any Chase secured credit cards available right now. In fact, there's never been a secured credit card from Chase. Chase offers unsecured credit cards for people with at least good credit.
Although there is no Chase secured credit card, the same cannot be said for many of Chase's competitors. Capital One, Citi, and Bank of America are just some of the major banks that offer secured credit cards.
Here are some good secured credit card options:
The Citi Secured card has a $0 annual fee. The card requires a deposit of $200.
The Sable Credit Card has no credit check when you apply. This card has a $0 annual fee and requires a $10 deposit.
The Capital One Quicksilver Secured card offers 5% cash back on hotel and rental cars booked through Capital One Travel, as well as 1.5% cash back on all other purchases. The card has a $0 annual fee and requires a $200 deposit.
So, even though you're not able to get a Chase secured credit card, you still have plenty of options. And they'll all help you start building your credit, plus save some money. Once you get your credit score to “good”, you can start thinking about applying for a Chase credit card.
What are the best Chase Sapphire Preferred benefits?
The Chase Sapphire Preferred benefits include high rewards on travel, plus thousands of dollars in travel insurance and coverage for damaged or stolen purchases. Chase Sapphire Preferred also offers one of the best initial rewards bonuses on the market. That's a big reason why its among WalletHub's choices for the year's best rewards cards as well as the best credit card deals. The average person would earn more Preferred over the first two years of use than any other Chase credit card, according to WalletHub's latest Credit Card Rewards Report. And Chase Sapphire Preferred's secondary benefits are impressive as well.
Here are the Chase Sapphire Preferred's benefits:
- Initial Bonus: Chase Sapphire Preferred offers one of the best bonuses on the market.
- Travel Insurance: Chase Sapphire Preferred has the best overall travel insurance among credit cards, according to WalletHub's editors. Pay for travel with Chase Sapphire Preferred, and you'll get coverage for delayed, cancelled, or interrupted trips as well as for lost luggage.
- Rental Car Insurance: Paying for your vehicle rental with your Chase Sapphire Preferred card automatically gives you coverage for damage or theft. Chase's policy ranks second among major issuers.
- Extended Warranty: If you buy something that has a manufacturer's warranty, Chase may add a year to your coverage. Chase Sapphire Preferred and Chase Sapphire Reserve® are tied for 17th in this category.
- Purchase Protection: You may be eligible for at least a partial refund if certain items purchased with a Chase Sapphire card are damaged or stolen. WalletHub ranks Chase Sapphire Preferred 6th in this category. The Chase Sapphire Reserve card takes 1st place.
- International Travel Perks: WalletHub's editors analyzed major issuers' perks and policies for international travelers, including travel rewards, foreign transaction fees, emergency assistance and more. Chase Sapphire Preferred and Chase Sapphire Reserve tied for 7th best.
Another Chase Sapphire Preferred benefit is worldwide acceptance. Since Chase Sapphire Preferred is a Visa, you can use it pretty much everywhere in the world credit cards are accepted. Using a Visa or a Mastercard is the best way to convert currency when traveling internationally, too, thanks to low exchange rates that could save you as much as 9%. Plus, Chase is one of the few major credit card companies that will send you a free replacement if you lose your card while out of the country.
In short, Chase Sapphire Preferred is an excellent rewards credit card for people with excellent credit. You can learn more about the offer from WalletHub's complete Chase Sapphire Preferred Card review.