Chime
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4 Star Rating
Verified CustomerGreat everything I need is rite there it's easy to learn to be able to understand it.tells me the cards that is rite for me soon as it opens up
Product: Chime Credit Cards
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Chime
Chime is a new kind of bank account that helps members lead healthier financial lives and automate their savings. How does it do this? By eliminating unnecessary fees and using technology to help its members form healthy financial habits. With Chime, you get a Chime Visa Debit Card and an FDIC bank account that... show more
Chime Reviews
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Chime
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5 Star Rating
Verified Customerlove my chime keeps up with everything listen to its customers and overall just a good bank to be apart of!1 I would recommend chime to any of my family and friends
Product: Chime Credit Cards
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Chime
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5 Star Rating
Verified CustomerI GIVE CHIME A 5 STAR REVIEW. I HAVE 0 PROBLEMS WITH CHIME. I ALSO GET MY SOCIAL SEVURITY DIRECT DEPOSIT 5 DAYS EARLY. People who give Chime a Bad review cannot manage Money.
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Chime
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5 Star Rating
Verified CustomerI love this card it’s easy to use and it was a breeze to apply for and this card really help build my credit. I suggest any trying to establish credit get this card.
Product: Chime Credit Cards
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Chime
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4 Star Rating
Verified CustomerWhatever I deposit to the card is what I can spend. It’s a prepaid card. It allows me to keep track of my budget and pay my bills as they come up without having To run out for money orders.
Product: Chime Credit Cards
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Chime
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5 Star Rating
Verified CustomerEverything is so good
Nothing negative about this one and proud to be a part of chime couldn't be happier it is perfect for me and I wouldn't change it for anything
Nothing negative about this one and proud to be a part of chime couldn't be happier it is perfect for me and I wouldn't change it for anything
Product: Chime Credit Cards
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Chime
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5 Star Rating
Verified CustomerChime is fantastic! It is better than any other bank that I have had! I would not change Chime for anything! It is so easy and helps you so much when you are on a tight budget or you just need the extra help!
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Chime
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5 Star Rating
Verified CustomerI love this card it’s helped my credit a lot! This is a good card if you forget to pay your bills. It will automatically pay it for you.
Product: Chime Credit Cards
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Chime
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5 Star Rating
Verified CustomerIt’s great most of the time. Could be improved some but other then the normal use it’s good to have. But make sure you have direct deposit or it won’t be good for you.
Product: Chime Credit Cards
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Chime
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5 Star Rating
Verified CustomerGreat company overall. Only downside is that there's no local office/ branch. So you don't have the ability to speak to a person face to face.
Product: Chime Credit Cards
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Chime Q&A(39 questions)
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What's the starting credit limit for the Chime Credit Card?
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Jason Miles
There is no pre-set starting credit limit for the Chime Credit Card. The credit limit for this card depends on the money you decide to move into your Credit Builder Secured account. Chime only gives a maximum credit limit for this credit card, which is $10,000.
How the Chime Credit Card Credit Limit Works
Although the Chime Credit Card is a secured card, it doesn't require a minimum security deposit. But your spending limit equals the amount that you transfer from your Chime Spending Account to your Credit Builder Secured account.
Keep in mind that the minimum amount you can deposit to your Chime Spending Account is $200.
Ultimately, it is worth noting that Chime allows you to increase your security deposit for a higher credit line. You can move money to your Credit Builder Secured account whenever you want.
Is the Chime Credit Card a secured card?
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Brianne Larch
Yes, the Chime Credit Card is a secured credit card. This means that this card requires a refundable security deposit. There is no minimum amount required, but your spending limit equals the amount that you transfer from your Chime Spending Account. So, it would be best to add a security deposit of at least $200*. And unlike other secured credit cards, with the Chime Credit Card you can use your deposit to pay for monthly charges.
Keep in mind that the Chime Credit Card can also help you build or rebuild your credit, just like an unsecured credit card. This card reports monthly to all three major credit bureaus (Experian, Equifax, and TransUnion).
How can I change the PIN on my Chime Credit Card?
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Maria Adams
You can change the PIN on your Chime Credit Card by calling customer service at (844) 244-6363. Just be sure to have your credit card nearby because you'll be asked for your card information.
It is worth noting that Chime Credit Card doesn't charge you interest or fees for cash advances when you use your card at in-network ATMs. You can find the ones near you by using Chime's ATM Map. Using this card to get cash at any other ATM, though, will incur hefty fees and start accruing interest immediately.
How do I link my PayPal account to my Chime account?
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Lisa Cahill
You can link you PayPal account to your Chime account, just like you would connect and verify any other bank with PayPal. All you need to do is sign in to your PayPal account, and enter your Chime routing and account number.
Can I use my Chime Credit Card anywhere?
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Muriel Burke
Yes, you can use your Chime Credit Card anywhere Visa is accepted.
The good news is that it comes with a 0% foreign transaction fee, which makes it an excellent companion for traveling abroad, or for shopping online.
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