Armed Forces Insurance Review
Armed Forces Insurance (AFI) is a good car insurance company for eligible individuals, including members of the military, veterans, and their families. The company has a 4.7/5 user rating on WalletHub and an A+ rating from the Better Business Bureau. Positive customer reviews of Armed Forces Insurance mention quick response times and flexible payment plans, whereas complaints from policyholders generally focus on claim denials or delays.
Armed Forces Insurance is open to all active duty, retired, and honorably discharged members of the military or a service academy, plus their spouses. Children and former spouses of AFI members (including previous AFI members) are also eligible. Lastly, active or retired civilian employees of the Department of Defense qualify, as do current or former commissioned officers of the National Oceanic and Atmospheric Administration or the U.S. Public Health Service.
Armed Forces Insurance Ratings
- Reviews on WalletHub: 4.7/5
- BBB: A+
- AM Best: B+
Armed Forces Auto Insurance Highlights
Basic Coverage Options - Bodily injury liability, property damage liability, personal injury protection, medical payments, comprehensive, collision, and uninsured/underinsured motorist
Extra Coverage Options - Rental reimbursement and emergency road service
Other Specialty Auto Insurance - Collector vehicle insurance
Armed Forces Insurance: Types of Insurance Policies
- Auto insurance
- Boat insurance
- Flood insurance
- Home insurance
- Motorcycle insurance
- Renters insurance
- Umbrella insurance
- Valuable item insurance
Armed Forces Insurance Homeowners Coverage Review
Armed Forces Insurance offers basic homeowners insurance policies, as well as coverage for mobile homes, renters, condos, and motorhomes. Specialty coverage options include flood and dwelling-fire insurance.
A homeowners insurance policy from Armed Forces Insurance protects the structural elements of your house as well as your personal belongings. It also covers medical bills and legal fees in case a guest gets hurt or their property is damaged and you are liable. The company offers a wide variety of optional add-ons, too, including equipment-breakdown, golf-cart, and earthquake coverage.
For condo owners, an Armed Forces Insurance policy can cover the condo interior, the policyholder’s personal belongings, loss of use, liability, and more. Optional endorsements include coverage for water back-ups or flooding.
Armed Forces Insurance also offers renters insurance policies, which protect household goods from risks like fire, flood, vandalism, and smoke. Additionally, AFI renters insurance provides personal liability coverage, which pays if the policyholder is sued or if they are responsible for a third-party’s injuries or property damage.
Bottom Line: Is Armed Forces Insurance a Good Company?
Armed Forces Insurance is a good insurance company that offers a variety of coverage types, including auto, home, motorcycle, and umbrella policies. Pricing data is not available to the general public since eligibility is limited, but prospective customers can call 800-495-8234 to get a quote.