Yes, Geico's military insurance discounts offer savings on coverage for members of the military community. Geico also has a dedicated military customer service team, staffed with veterans from all military branches who are available to answer questions 24/7 at 1-800-MILITARY (645-4827).
Active duty, reserve, retired military, and National Guard customers can get savings of 2% to 15% off Geico's regular car insurance premiums in all states except Georgia, Indiana, Maine, Massachusetts, Michigan, Mississippi, New Jersey, New Mexico, Tennessee and Texas. In these states, military insurance discounts are limited or prohibited.
Geico also offers affiliation discounts of up to 25% off its regular premiums for members of the Association of the United States Army, the Fleet Reserve Association, and the Armed Forces Benefit Association.
If you are active duty military and deployed to an “imminent danger pay” zone, your policy can be up to 25% cheaper under Geico's emergency deployment discount program.
Wherever you are deployed, there are other ways to save if you leave your car in the U.S. in an approved, secure location, such as on base. You may be eligible for up to 70% off your full coverage premiums. For example, Geico may be able to suspend your liability and personal injury protection coverage and leave only property damage insurance — collision and comprehensive — on the car. Leasing and financing companies normally require at least property damage coverage, even if you aren't using the vehicle. However, without liability coverage, no one can legally drive the car during this period – neither your family nor you, if you come home on leave.
Finally, if you are deployed for 30 days or more, Geico may be able to suspend all of your car insurance. This does leave you open to losses if your car is damaged for any reason. However, it is better than cancelling your policy, because you will not have to turn in your tags and then re-register and re-insure the car when you return.
Geico Military Benefits:
- Military premium discount of 2% - 15% in most states
- Affiliation discounts for members of military organizations
- Special deployment perks, such as savings for safe vehicle storage
- Dedicated customer service line - 1-800-MILITARY (645-4827)