Hanover Insurance Review
Hanover Insurance is an average car insurance company given its middle-of-the-road premiums, even though it has strong customer service. Hanover’s NAIC rating is 0.77, which means it has fewer customer complaints than its average competitor, adjusted for size.
Hanover offers insurance in 28 states, including California, Florida, Texas, and New York.
Hanover Insurance Ratings
- Reviews on WalletHub: 3.3/5
- J.D. Power: 4.1/5
- NAIC: 0.77
- BBB: A+
- AM Best: A
Hanover Insurance was accredited by the Better Business Bureau in 1959.
Hanover Auto Insurance Review Highlights
Top Discounts – multi-car discount, paid-in-full discount, and accident prevention course discount.
Basic Coverage Options – Bodily injury liability, property damage liability, personal injury protection, medical payments, comprehensive, collision, and uninsured/underinsured motorist..
Extra Coverage Options – new car replacement and deductible dividends.
Other Specialty Auto Insurance – motorcycle insurance, antique cars, ATVs, golf carts, snowmobiles and more.
Hanover Home Insurance Review Highlights
Hanover Insurance offers basic homeowners insurance policies, as well as coverage for condos and renters.
A homeowners insurance policy from Hanover Insurance protects your home and personal belongings from a variety of damage-causing risks. Hanover Insurance homeowners policies provide additional coverage for replacement costs and water backup, in addition to service lines protection for your power lines, phone and cable lines, water and sewer pipes, and more. Their policies also cover medical bills and legal fees in case a guest gets hurt or their property is damaged at your home.
For condo owners, an insurance policy from Hanover Insurance will cover your dwelling, personal belongings, loss of use, personal liability, and medical payments to others. Lastly, Hanover Insurance offers renters insurance, which covers personal belongings, loss of use, personal liability, building additions and alterations, medical payments to others, and a variety of other options.
Overall, Hanover Insurance has reliable property insurance options for a variety of situations.
Hanover Insurance Car Insurance Quotes
|Driver Profile||Average Quote|
|18-Year-Old||$463 / month|
|21-Year-Old||$281 / month|
|45-Year-Old||$140 / month|
|45-Year-Old with a Speeding Ticket||$155 / month|
|45-Year-Old with DUI||$157 / month|
|55-Year-Old||$133 / month|
|65-Year-Old||$138 / month|
Hanover Insurance has average premiums for all age groups. However, you get what you pay for with Hanover, as their customer service is above average and they receive fewer complaints than other similar companies. Plus, if you take advantage of discounts, you may be able to lower your premiums quite a bit.
Bottom Line: Is Hanover Insurance a Good Company?
Hanover Insurance is an average insurance company, given its average pricing but low number of customer complaints. Hanover Insurance’s most notable insurance options include auto, homeowners, personal items, and umbrella policies.