Horace Mann Insurance Review
Horace Mann Insurance is an average car insurance company, given the combination of its mediocre customer service and high availability (every state except New Jersey and Hawaii). Horace Mann’s NAIC rating is 1.22, which means Horace Mann has received more complaints than the average car insurance provider, adjusted for size.
Horace Mann Insurance has a variety of discounts and programs directed towards teachers and educators.
Horace Mann Insurance Ratings
- Reviews on WalletHub: 2.8/5
- NAIC: 1.22
- BBB: A+
- Moody's: A2
- AM Best: A
- Standard & Poor’s: A
Horace Mann Insurance has not been accredited by the Better Business Bureau.
Horace Mann Auto Insurance Review Highlights
Top Discounts – multi-car discount, multi-policy discount, and new customer discount.
Basic Coverage Options – Bodily injury liability, property damage liability, personal injury protection, medical payments, comprehensive, collision, and uninsured/underinsured motorist.
Extra Coverage Options – rental reimbursement and emergency roadside assistance.
Horace Mann Home Insurance Review Highlights
Horace Mann Insurance offers basic homeowners insurance policies, as well as coverage for renters.
A homeowners insurance policy from Horace Mann Insurance protects your home and personal belongings from damage caused by a variety of covered risks. Horace Mann Insurance homeowners policies provide additional coverage for personal property, replacement costs, and additional living expenses. Their policies also cover medical bills and legal fees in case a guest gets hurt or their property is damaged at your home.
Horace Mann Insurance offers renters insurance, which covers medical payments, personal liability, basic property coverage and additional living expenses.
Overall, Horace Mann Insurance has reliable property insurance options for a variety of situations.
Bottom Line: Is Horace Mann Insurance a Good Company?
Horace Mann Insurance is an average insurance company, given its average number of customer complaints and high availability. Horace Mann Insurance’s most notable insurance options include auto, home, and life policies.