PEMCO Insurance Review
PEMCO Insurance is an above average car insurance company, given its low premiums and strong customer service. PEMCO’s NAIC rating is 0.88, which means it has fewer customer complaints than the average competitor, adjusted for size.
PEMCO insurance is only available in Idaho, Oregon, and Washington.
PEMCO Insurance Ratings
- Reviews on WalletHub: 4.2/5
- J.D. Power: 4.1/5
- NAIC: 0.88
- BBB: A+
- AM Best: BBB+
PEMCO Insurance has not been accredited by the Better Business Bureau.
PEMCO Auto Insurance Review Highlights
Top Discounts – multi-policy discount, good student discount, defensive driver discount.
Basic Coverage Options – Bodily injury liability, property damage liability, personal injury protection, medical payments, comprehensive, collision, and uninsured/underinsured motorist.
Extra Coverage Options – auto loan coverage, towing and labor, and custom parts and equipment coverage.
Other Specialty Auto Insurance – motorcycle, scooter, and collector vehicle insurance.
PEMCO Home Insurance Review Highlights
PEMCO Insurance offers basic homeowners insurance policies, as well as coverage for condos and renters.
A homeowners insurance policy from PEMCO Insurance protects your home and personal belongings from a variety of damage-causing risks. PEMCO Insurance homeowners policies provide additional coverage for any damaged or destroyed roofs, windows, walls, plumbing, or foundation, loss of use, and optional coverage for additional structures like detached garages, sheds, or playhouses. Their policies also cover medical bills and legal fees in case a guest gets hurt or their property is damaged at your home.
For condo owners, an insurance policy from PEMCO Insurance will cover personal property replacement costs, loss of use, personal liability, loss assessment, and medical payments for others. Lastly, PEMCO Insurance offers renters insurance, which covers personal property, replacement costs, loss of use, personal liability, and medical payments to others.
Overall, PEMCO Insurance has reliable property insurance options for a variety of situations.
Bottom Line: Is PEMCO Insurance a Good Company?
PEMCO Insurance is an above average insurance company, given its competitive pricing and low number of customer complaints. PEMCO Insurance’s most notable insurance options include auto, homeowners, and umbrella policies.