- Initial Bonus: Anytime you can get a whole heap of free miles is a good thing. When you get about enough for a free roundtrip flight to the Caribbean, as the Citi AAdvantage Visa Card provides, it’s even better.
- No First Year Annual Fee: You get a lot of value in the first year without having to pay. And even when you do start to pay in the second year, you get a $100 discount each year for American Airlines flights.
- Anniversary bonus: Had to list that $100 bonus as its own pro in case someone missed it above.
- Miles refund: You get 10% of your annually redeemed miles back, which is another reason why only frequent flyers should get the AAdvantage Visa Signature Card.
- Ongoing rewards: Double miles on AA purchases and one on every dollar you spend on everything else isn’t great.
- Annual fee: You’d rather not see an annual fee, but its wiped out by the cardholder anniversary present, so it’s not that big a deal.
- Priority boarding and in flight discounts aren’t rewally anything to write home about, especially since youll just have to sit on the plane longer and in flight purchases tend to be fairly expensive already.
Ultimately, the Citi Platinum Select / AAdvantage Visa Signature Credit Card is a decent card and makes for a good option for AA customers, but if you’ve got a different airline of choice or have other expenses that are bigger than travel (like gas and groceries) I’d get a card that matches one of them. For example, the PenFed Platinum Card gives you 5% cash back on gas and the Blue Cash Preferred from Amex offers 6% cash back at supermarkets, 3% at gas stations and department stores, and 1% on everything else. The Chase Sapphire Preferred also offers a $500 initial bonus, so that’s also something to consider.… show more