Comenity has been helping people get more for their money since they introduced their first credit card in 1986. Today, Comenity Bank and Comenity Capital Bank partner with some of the world’s most recognized merchants, providing more than 145 branded credit programs, including private label, co-brand and commercial credit cards.
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Comenity Reviews
The WalletHub rating is comprised of reviews from both WalletHub users and ratings on other reputable websites. The rating was last updated on 01/27/2023.
3.7
24,262 reviews
from WalletHub and across the web
24,262 reviews from WalletHub and across the web
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Comenity
ezfit100 @ezfit100
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1 Star Rating
They are awful. You fill out their online application and aren't told if you're approved or not. a week later I got a letter instructing me to call them. I did and long story short ended up having to ask (nicely) to speak to a supervisor or ANYone who could give me the answers I was looking for (approved? not?) Supervisor had an attitude and said I would have to wait 7 to 10 days to read the letter they sent me. No thank you. No longer interested.
This credit card will screw you over any way they can. Paid off balance but because it took the bank time to process they still charged the full amount of interest for the entire balance. Customer service of course was no help.
Higher interest rate if not paid off by the indicated time. Otherwise great card to have as Mastercard in wallet. Allowed decent amount of credit per my limited use of the card.
I just paid them in full. I needed a couple clothing items. I did not have the cash for, so opened a card. Very nice clothing store. Alot of specials and discounts. I had a card previously, canceled because of inactivity. They moved there stores to Portland, Oregon. Thank You
Ruined my 820 credit score and took it down 130 points literally overnight ??? 7 months later and my score is still down 50 points from where it was. A decade of hard work lost over a hidden fee. I paid the card in full the 1st month I had it before the due date and learned the hard way that shady cards like this post hidden interest fees even after the balance is at 0. I didn’t know I was charged a fee after my balance was paid in full until it hit my credit and that stupid $3 fee has cost me more heartache and stress than you could ever imagine as I was trying to buy a house (and was financing alone. Single mom.) Customer service (calls, emails, letter) refused to help which was shocking to me. This card taught me to never EVER get another store credit card ever again. No discount is worth the stress and heartache.
Closed 3 of my accounts for no reason and my score dropped 50+ points. When I call, it won't let me talk to customer service rep. I had these accounts for years!
You can pay your Blair Credit Card either online or over the phone at (866) 422-4471. Make sure to submit your payment by 5 p.m. EST on or before your due date to avoid a late fee.
How to pay your Blair Credit Card bill:
Online: To make an online Blair Credit Card payment, log in to your account, then choose a payment amount and a payment date. You'll also need to provide your bank account number and routing number.
Over the phone: Call (866) 422-4471 and enter your credit card number. Then, follow the prompts to make a payment.
Ultimately, it is worth noting that Blair Credit Card members can set up automatic payments as well.
The best Caesars Credit Card benefits are the free Platinum status upgrade and the buffet pass/dining credit after making your first purchase in the first 90 days. Plus, you can earn up to 5 points / $1 spent at Total Rewards resorts/casinos, concerts, show tickets, and more through Caesars Rewards Live Events.
Here are the best Caesars Credit Card benefits:
10,000 Reward Credits bonus: Received after spending $1,000 outside of a Caesars Rewards destination in the first 90 days.
Earn up to 5 points / $1: Eligible for purchases in Caesars Rewards resorts and casinos, along with sports, concerts and show tickets through Caesars Rewards Live Events.
Buffet pass or Dining Credit: Receive one buffet pass or a dining credit for qualifying properties 30 days after your firs purchase.
Free Platinum Status: You receive an upgrade to Platinum status by making your first purchase in the first 90 days. This status will give you extra discounts at participating casino gift shops, qualifying cruise lines, complimentary parking at many destinations and more.
Visa Signature Benefits: Some Caesars Credit Card cardholders are approved for the Visa Signature version of the card, depending on creditworthiness. That comes with increased benefits such as rental car insurance, trip delay reimbursement, hotel/motel burglary coverage and 24/7 travel and emergency assistance services. Just contact the issuer at (855) 381-5715 to see if you qualify for the Visa Signature version of Caesars Credit Card.
24/7 Roadside Dispatch: Round-the-clock dispatch with assistance covering services such as towing (up to 5 miles included in service call rate), tire changes (must have inflated spare), jump starts, lockout service (no key replacement), fuel delivery (up to 5 gallons, plus the cost of fuel) and standard winching. Terms and set rate per service call apply.
Increased Security and Emergency Cash: You can report a lost or stolen card through Visa 24/7. Visa will block your card and upon request of emergency cash, connect with your Caesars Credit Card issuer. Following approval, you can get an emergency card replacement within 3 business days, or Visa can arrange for cash to be made available to you at a location near you, usually within hours of your bank's approval.
Zero Liability: You are not responsible for any unauthorized use of your card or account information.
Just know that the Caesars Credit Card requires good or better for approval. And applications trigger a hard pull which may cause a temporary dip in your credit score. So make sure you know where you stand before applying. You can check your credit score for free, right here, on WalletHub.
You can check your Victoria's Secret Credit Card application status over the phone at (800) 695-9478. At the moment, there is no option to check the application status online. Keep in mind that it usually takes 7 to 10 business days to receive a decision. And if your application is approved, you should receive your card within 10 business days.
You may not like what you learn when you check your application status. But those who get denied can still ask the issuer to reconsider by calling the number mentioned above.
It's always a good idea to think about whether cancelling is a wise move, especially if you have a card that doesn't have an annual fee. Plus, a cancelled credit card will increase your credit utilization and reduce your average account age, and thus may affect your credit score.
You could get instantly approved for the Victoria's Secret Credit Card when you apply online or in-store. Just note that instant approval is not guaranteed. If you do not get a response right away, you will most likely receive a decision within 7-10 business days.
Things to know about Victoria's Secret Credit Card approval time and process:
You could get approved for the Victoria's Secret Credit Card within 60 seconds. In some case, however, it will take 7 to 10 days to receive a decision.
Instant approval typically occurs when you exceed the card's minimum requirements. The Victoria's Secret Credit Card requires at least fair credit to have a good chance of approval. Other factors such as your income, debt, and recent inquiries will also be taken into consideration.
If you do not receive an immediate decision, it usually means that the card's issuer will need to review the application further. In this case, you may need to provide additional information to correct or verify something on the application.
Once your application has been approved, you should receive your Victoria's Secret Credit Card within 3-4 weeks.
It is worth noting that you may be able to use your Victoria's Secret Credit Card before it arrives in the mail. If you apply in-store, your temporary card number will be automatically added to your purchase. If you apply online, the number will be automatically applied to your online order.
