Comenity has been helping people get more for their money since they introduced their first credit card in 1986. Today, Comenity Bank and Comenity Capital Bank partner with some of the world’s most recognized merchants, providing more than 145 branded credit programs, including private label, co-brand and commercial credit cards.
Comenity Bank Reviews
The WalletHub rating is comprised of reviews from both WalletHub users and ratings on other reputable websites. The rating was last updated on 11/26/2021.
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18,567 reviews from WalletHub and across the web
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Emily Galt @emilygalt
1 Star Rating
For the love of God, do not do business with this bank. It's taken them four days--and 9+ hours on the phone with them--for them to "find" an incoming wire transfer, and now I have to wait another day before they will allow me to withdraw it. Every single customer service person gives a different bogus explanation of what's going on (the first one I spoke to didn't even know what a wire transfer is). The only words customer service knows are "no" "there's nothing I can do" and "this should probably work but I can't guarantee." It should be illegal for a financial institution to do business this way. Run away while you can!
Product: Comenity Bank Savings
5 Star Rating
Convenience at your finger tips, When shopping is a must Big Lots Credit helps make shopping possible. Thank you...
Commenity bank is a joke, they approved me for $6300 I never got to use the account before they shut it down with no explanation, and then put it on my credit. Save yourself the hassle and just don’t use Jared CC I was buying a 6k watch that I got somewhere else for 4K
Product: Comenity Bank Credit Cards
4 Star Rating
Thank you . Billing statement is always correct. Payment are processed in timely fashion. Good company would recommend. Essentially very good company. Easy process to get approval
?My first time I went to Lane Bryant the customer service was wonderful, and the sales rep. was awesome.
If ever need anything that may not in the store, sales rep. Would place your orders, And confirm the date of your item to be shipped to the store and when is feasible for me to come in and pick up my order.
I have recommend Lane Bryant store to, family and friends.?
They frequently change your credit limits depending on what you do with other credit cards not how long you've been with them and how long you've been loyal and paying on time so I think that's kind of crappy and also there reward system is not the best similar to Macy's where they have such a limit on how many things you cannot use your rewards money for and it should be available right away! The customer service is okay but they are kind of rude if you are in the hospital and unable to pay
Commennity bank let me open all accounts and place my first on line orders then a week later they closed all my accounts even after I had send in my I’d and rental agreement they didn’t give me a chance and so I don’t understand how my accounts can be late
The savings I got when I allowed myself to be talked into a credit card didn’t make a dent in the overall purchases, and I don’t plan on getting any other née store cards. They say “soft inquiry, your credit score won’t be affected”, but that’s not true.
You could be instantly approved for a Victoria's Secret Credit Card when you apply either in-store or online. There's also a chance you may not get an immediate decision. That's because instant approval is not guaranteed for any credit card. Instant approval typically occurs when you exceed the card's minimum requirements. The Victoria's Secret Credit Card requires at least fair credit to have a good chance of approval. And other factors like your income, debt and recent inquiries also matter.
If you do not receive an immediate decision, it could mean that Comenity Bank, the card's issuer, will need to review the application further. In this case, you may need to provide additional information to correct or verify something on the application.
You will have to wait until the card arrives in the mail before you can charge any purchases to your new account. Victoria's Secret does not offer temporary card numbers at this time. It could take 7 to 10 business days to receive a decision after submitting your Victoria's Secret Credit Card application. If you are approved, your new card will be included with your decision letter.
You can cancel your Forever 21 Credit Card by calling 866-412-5563. To close your account online, simply log in, click “Contact Us” and select “Submit a Question.” From the dropdown menu, choose “Closing/Opening an Account” and just follow the instructions.
It's always a good idea to think about whether canceling is a wise move, especially if you have a card that doesn't have an annual fee.
A canceled credit card will increase your credit utilization and reduce your average account age, and thus may affect your credit score.
You can make a J.Jill Credit Card payment online, by phone, by mail or at a branch. To pay a J.Jill Credit Card bill online, log in to your online account or pay as a guest, without logging in, through EasyPay. Choose how much to pay, when to pay it, and where the payment is coming from. You can also use your online account to set up automatic payments.
Ways to Make a J.Jill Credit Card Payment
Online: Log in to your online account, or make a payment through EasyPay without logging in. You will need to enter your bank account information and choose how much to pay and when to pay it. You can also set up automatic payments through your online account.
By phone: Call (800) 329-9713, enter your card information when prompted, and follow the automated system to make a credit card payment.
By mail: Send a check or money order (but not cash) to Comenity Capital Bank P.O. Box 650965 Dallas, TX 75265-0965 Make sure to mail your payment early enough that it will arrive by the due date. Write your credit card number on the check, too.