You can make a Credit One credit card payment online, by mail, through Western Union or MoneyGram, by phone, or with the Credit One mobile app. The easiest way to pay Credit One credit card bills is either online or via the mobile app. Simply log in to your Credit One account and navigate to the payments section. You can make a payment with a debit card, ATM card, or bank account, depending on whether you make a standard payment or an express payment.
Standard Credit One credit card payments can only be made by bank transfer, and will reflect on your account balance within 7 days. Express Credit One credit card payments cost $9.95 each, and can be made with a debit card, ATM card, or bank account. They are processed faster than normal payments and will reflect on your available credit, at least partially, within a couple of days.
You can also send a check or money order, along with the payment coupon attached to your monthly statement, by mail to: Credit One Bank / Payment Services / P.O. Box 60500 / City of Industry, CA 91716-0500.
If you prefer to send a payment through MoneyGram or Western Union, you will need to provide your 15 or 16-digit Credit One card number, along with a special verification code. For MoneyGram payments, the Credit One “receive code” is 1430. For Western Union payments, the “code city” is CREDITONEBANK and the “code state” is NV. Note that both Western Union and MoneyGram charge fees for sending payments.
Lastly, it may be possible to make a payment over the phone by calling 877-825-3242. Enter your Credit One card number when it's requested, and follow the prompts to make a payment. Or, you can speak to a representative to help you through the payment process.