Two years ago, we launched the company as SelfScore to provide international students access to fair credit. We remain committed to serving international students who lack access to the traditional banking system. But through serving them, we have developed the technology and infrastructure to serve all college students in the U.S., as well as... show more
Deserve Reviews
5
36%
4
30%
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19%
2
11%
1
5%
3.8
312 reviews
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Deserve
dj9281 @dj9281
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I helped my daughter try to get this card as her first credit card, starting college. The application process was a nightmare. We followed all the instructions, and then they demanded a copy of her student ID card. She only had a digital copy, as she hadn't started school yet. Went back and forth with them for weeks, playing phone tag, unable to reach anyone who would answer the phone. Hours wasted, I finally sent an email of my frustrations. A supervisor called and said the digital copy would be fine. So she submitted it again and a week later her whole application was denied because of the lack of student ID (which she had sent successfully numerous times). Total waste of time, we will be going elsewhere and never doing business with Deserve again.
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Product: Deserve Credit Cards
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Deserve
Or @expatinus
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Do not trust them. They didn't credit me with the advertised promotion and ignored my request for fixing it... It's always a red light when customer service fails to help even right at the first moment.
I have had the card for almost 3 years, and it is not showing on any of the credit bureaus. It is a scam, it does not help you building any credit. Customer service is extremely rude and unhelpful, stay away from this shady company
This is a shady company. They request that you provide your online bank log in AND password in order process your application. I can understand needing to verify but asking for a password to your bank account seems a bit extreme.
BAD, NO GOOD, Picky, ask too many questions about your school. Then they denie you. Not worth it, waste of time and lowers your SCORE. This is not even a LAST resort find something better. DO NOT APPLY you will be sorry.
I really like this card. They were cautious in approving me. It took almost a month for them to approve me and my score was 784! Then they only gave me a $500 limit. My credit “age” wasn’t real old so maybe that was a factor. They have since raised my limit twice in less than a year so I am up to $1500 now. I think this is a good company to do business with if you are trying to build your credit. The Pro card also gives me 1, 2 and 3% back and the categories do not change which makes it one of the best cards in my wallet.
I keep getting declined because of "insufficient income", despite me showing them proof of me having $1000 cash. How much do they expect me to make as a student? All they tell me to do is reapply.
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Deserve
Ralph @amlug
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Deserve Cards is a shady company. I was denied due to the "inability to provide sufficient income". Petal Card, however, approved us for 4500. Support is incapable of helping, stay away from this company. After emailing they told me I would have to call so they can verify my identity. Calling them results in someone who "is incapable" of helping you and recommends you apply again. Reapplied, some deal again. Email support keeps telling me to call which results in the above. Frustrating - just like big banks.
They don’t offer credit line increases on the card even if you pay it off monthly, And you have a pretty decent score of 660. I’ve had it over a year and never an issue. What ever they approve you with is what you get and keep for the life of the card.
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Product: Deserve Credit Cards
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+303 users submitted a rating without writing a full review
Yes, the Deserve Classic Mastercard is a regular credit card. It's designed for building credit, but that doesn't change anything about how it works, looks or is reported to the credit bureaus.
You will need a credit score of 640 or higher or limited credit history to get the Deserve Classic Mastercard. It was designed for building credit history and it's a great asset for that.
Hi I had the same problem as a young student starting out at 19 and wanting credit. so my mom added me on her capital one platinum credit card as an authorized user, she gave me a personal limit to handle on my own. I'd say a few months later i got my first offer from credit one bank I accepted and was approved for 500.
