Two years ago, we launched the company as SelfScore to provide international students access to fair credit. We remain committed to serving international students who lack access to the traditional banking system. But through serving them, we have developed the technology and infrastructure to serve all college students in the U.S., as well as the general market. Now we are changing our name to Deserve and launching new and improved products to serve a broader audience of people who are deserving but under-served by traditional banking.
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Kerri Hart @kerri_hart
This is a shady company. They request that you provide your online bank log in AND password in order process your application. I can understand needing to verify but asking for a password to your bank account seems a bit extreme.
BAD, NO GOOD, Picky, ask too many questions about your school. Then they denie you. Not worth it, waste of time and lowers your SCORE. This is not even a LAST resort find something better. DO NOT APPLY you will be sorry.
I really like this card. They were cautious in approving me. It took almost a month for them to approve me and my score was 784! Then they only gave me a $500 limit. My credit “age” wasn’t real old so maybe that was a factor. They have since raised my limit twice in less than a year so I am up to $1500 now. I think this is a good company to do business with if you are trying to build your credit. The Pro card also gives me 1, 2 and 3% back and the categories do not change which makes it one of the best cards in my wallet.
Product: Deserve Credit Cards
I keep getting declined because of "insufficient income", despite me showing them proof of me having $1000 cash. How much do they expect me to make as a student? All they tell me to do is reapply.
Deserve Cards is a shady company. I was denied due to the "inability to provide sufficient income". Petal Card, however, approved us for 4500. Support is incapable of helping, stay away from this company. After emailing they told me I would have to call so they can verify my identity. Calling them results in someone who "is incapable" of helping you and recommends you apply again. Reapplied, some deal again. Email support keeps telling me to call which results in the above. Frustrating - just like big banks.
They don’t offer credit line increases on the card even if you pay it off monthly, And you have a pretty decent score of 660. I’ve had it over a year and never an issue. What ever they approve you with is what you get and keep for the life of the card.
Product: Deserve Credit Cards
+292 users submitted a rating without writing a full review
Hi I had the same problem as a young student starting out at 19 and wanting credit. so my mom added me on her capital one platinum credit card as an authorized user, she gave me a personal limit to handle on my own. I'd say a few months later i got my first offer from credit one bank I accepted and was approved for 500.