E*TRADE

Don't use etrade checking.
18yr old opened checking account with valid IDs.
Received checks from family members and neighbors for graduation, deposited using etrade's app.
Etrade restricted the account, cannot use debit card, demands the IDs of the 3 people who wrote checks to take deposits. We refused of course told them just to refuse the deposits then, they wont. Account is locked and they wont close.
After 3 days of calling to get a supervisor, still nobody available, claim to be so understaffed there's no supervisors.
What it is, it's not a checking account if you can just deposit a check someone gives you. Of course 3 days to clear, of course checks need to be endorsed, etc.
She has since opened a Chase Checking account, works as you'd expect.

Etrade must be very messed up, and when you're stuck nobody can help.

This is one of the highly ridiculous investment companies in the US. Customer service literally unreachable any time during the business or none business hours. The voice message states that hold time is more than 2 hours. Means ever. The trades been canceled due to the application and descriptions errors. Software platform is slow, badly designed and has way many issues. One star is too much for E-TRADE, should be none

Etrade is literal garbage!!! I wish there was an option for less than one star never in my life have I ever had to jump through so many hoops to get access to my own money. And the algorithms they have in place to deal with issues are TRASH. I have my phone number registered on my account and i've tried a thousand times to verify my external account but, to go further I have to enter my phone number for "security measures" but it will not except my phone number! I thought maybe I can get a new debit card and just frontload purchases on the account until it was drained. But, when i tried to order a debit card it had my old address on it and would not let me change it. My old address is forever locked in. My money is in Limbo now. DO NOT EVER USE ETRADE!

2022 now and they still have not fixed the problem with your card getting locked on purchases you need because E*TRADE decided you can’t buy it. Now they have even blacklisted Using the card to transfer funds to a different exchange. I told the rep how horribly unamerican this is.

IF YOU HAVE NOT GONE TO E*TRADE GOOD. Dont

This bank is trash, been trying to use my debit card....Constantly declined even though I have plenty of funds in bank. Try to call customer service you say, good luck with that, you can never get anyone on the phone, and in the rare instance you do get someone on the phone, they'll either hang up on you, or act clueless as to what's going on. This is ridiculous, it's my money, let me use it, or at least have someone explain to me what's wrong with my account.

Debit cards never work. I will never trust this company to manage money again. After getting the debit card the pin has never worked and NO ONE responds when you call customer service. TERRIBLE CUSTOMER SERVICE.

Absolutely insanely antiquated banking services. No chat feature!? it's 2021!!!! 60 mins hold times??!!!! You have to be kidding me!

I've had an Etrade checking account for over a decade. Transfers and mobile check deposits into the account take 3-5X longer than with my other online bank accounts. I think they just like to hold onto the money for the longest possible legal time, since it props up their financials and gives them more money to earn interest on.

HORRIBLE. ZERO CUSTOMER SERVICE!!! I regret ever opening a checking account with them!!! Their reps do not follow-through and/or misdirect customers. I am so disgusted with their 2-3 hour hold times, too! It doesn't matter if it's by phone or online/chat...it takes 2-3 hours to get in touch with anyone, and then some reps will even disconnect the call once you've finally made it through! Hate is not even close to how I feel about this company!!!! They SUCK!!!

Etrade bills itself as being easy for the small investor. It is NOT. My husband made an error placing funds into the wrong IRA (Roth vs Traditional) . Thought it has not been invested, and he has been requesting a change for over a month and still no change - HORRIBLE customer service.