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I have been using First Choice America Community Federal Credit Union for now ell over a decade. Initially I used it as a second defense bank with the first being another…
Reviewed by: @emiss
If ever you do go in for a service provider the human factor becomes very important. In case of Lucinda the human factor is simply beyond compare. She is slick and smooth with professional expertise. She is up to date with most rates and she has a slew of properties to match each budget, living style and class fitment. She got us a property that was in a location that was hard to get. the overall cost of the property was hard bargained and Lucinda was a key factor in striking a price that came as a surprise to us all. She is such a clean bargainer. A part of the bargain was struck right in front of our eyes. Then her rates are the best that you can get. She also customizes payments be it bullets of lump-sum and tries to help you match your inflows. I would recommend that you should try Lucinda for your lifetime mortgage transactions now.
I had two clients that had been seeking a satisfactory mortgage officer for reverse mortgage and home equity. They had reported innumerable issues with the brokers and officers that they had approached thus far. They either had poor knowledge to impart or they were not systematic enough to deal with the documentation that was needed in these two transactions. In fact, the properties that were involved were also very typical and not straight forward. It had become clear that a seasoned officer would be needed to deal with these two transactions. I had heard about the good experience which this mortgage officer had. I referred the two cases to her and within a matter of two weeks the two deals had been struck. They had been struck to the full satisfaction of my clients.
Lynda is a very dedicated loan and mortgage broker. She has been in this business for well over two decades and has been resident of an area for similar duration on permanent basis. This long stay has helped her understand and get to know closely the property landscape of the area rather well.This is the Puget Sound area. Recently she moved to the Olympic Peninsula owing to the plush and luxurious bunch of properties that she could offer to clients there. Clients are extremely happy to leave home property planning in her care. She offers the best of rates and most flexible and customized repayment schedules you can come across. Her choice of properties is impeccable and she executes and services the deals with professional ease. She is a great broker to work with.
Karen is a wonderful adviser for mortgage needs. I had a very educative transaction with her. She was able to show me around several options at my given exposure appetite and rates. She was able to get me the best possible rate on floating basis. The property that she could help with was absolutely the best. It was just the locality and size that we wanted. There was no float played in the transaction and the deal was above the board. She was able to secure me certain additional benefits along with the primary property within the same exposures. Even property inspections were organized to suit my timings and availability. I would highly recommend Karen for mortgage deals.
I have been using First Choice America Community Federal Credit Union for now well over a decade. Initially I used it as a second defense bank with the first being another major bank. Trouble with major banks is that they treat you like an assembly line customer and give you a standard and routine service. With First Choice my major association began when I approached them for a mortgage. It was pleasant and very pleasing for me to observe that their customer handling was almost customized and matched the client requirements. Their rates and tailoring repayment was perfect and choice of properties(through a broker) was very wide. It took me almost no effort to conclude the deal to my satisfaction . The documentation was so impeccable that now I am nearing total repayment and the property is already commanding a handsome premium.
I have been banking with FCB now for well over ten years and this is proving to be the best bank that I have ever used. Initially when I began as a customer with this bank I opened a checking account and used the same to obtain credit of salaries from my employers directly into this account. The account opening itself was made super easy by the very courteous and helpful staff. Then all documentation was done absolutely and impeccably and this account is my financial war horse,so to say. Then I have been parking my surplus funds as CD periodically with this bank. It accepts and documents each CD in a jiffy giving best rates. This bank is a delight for customers.
In my trade I have many high net-worth clients that consult me for the purpose of financial and insurance products. It is my job to network them with appropriate agents and brokers so that they can enter their products. This agent deals in high net-worth individuals and is of Chinese origins so when I had a very high net-worth Chinese friend who approached me for insurance of his personal effects ;I had no other better person. They were dealt in such a smooth manner that they thanked me a number of times after their effects had been protected. In fact I could refer more members to her as they always said that she helps with best quotes and enables them to customize quite a lot.