
Fidelity Investments
Fidelity Investments Reviews
What's Your Rating?
Fidelity Investments Offers
Fidelity Investments Q&A(25 questions)
- Most Popular
- Most Upvotes
What's the Fidelity Credit Card signup bonus?
The Fidelity® Credit Card doesn't offer a signup bonus. The card does, however, offer 2 points per $1 spent without limitations or expiration. It also has travel discounts, beverage credits and special offers at premium retailers.
You can deposit your points into one account or divide them among multiple accounts. What's more is that you can even fund someone else's account, too. Plus, this card has a $0 annual fee.
Good Credit Cards with a Signup Bonus
Considering the fact that the minimum requirement for this card is an excellent credit score, this isn't the best credit card with rewards out there. However, if you're looking for a credit card that offers a signup bonus and good rewards rates, you're not out of options:
For more options, you can check out our editors' latest picks for the best credit card sign-up bonuses on the market to see which one suits your needs better.
How much is the Fidelity Credit Card foreign transaction fee?
The Fidelity® Credit Card foreign transaction fee is 1% of the amount spent abroad. Remember that this fee will be assessed for purchases made while traveling abroad or from merchants located outside of the United States.
There are alternatives with no foreign transaction fees from other issuers, if you plan on traveling abroad a lot. So there is really no reason to pay a foreign fee on a credit card.
What are the Fidelity Visa benefits?
The Fidelity® Credit Card benefits include purchase protection, lost luggage insurance, and travel accident insurance. You'll also have access to travel and dining discounts, preferred event access, and the Visa Signature concierge, among other perks.
Top Fidelity® Credit Card Benefits
- Purchase Protection (also called Purchase Security)
Covers eligible purchases for 90 days in case of theft, fire damage, vandalism, water, or weather. Up to $500 per claim and $50,000 per cardholder. - Travel and Emergency Assistance
Call (800) 992-6029 to receive help connecting to emergency resources, 24 hours a day, 7 days a week. You will be responsible for the cost of these resources, but the assistance call is free. - Lost Luggage Insurance
Reimburses you for lost luggage while traveling with a common carrier, as long as the loss is due to the common carrier's mishandling. - Worldwide Automatic Travel Accident Insurance
Provides insurance due to accidental loss of life, limb, sight, speech, or hearing while riding or entering/exiting a common carrier. To be eligible, the trip must be purchased with the Fidelity® Credit Card. Covers up to $250,000. - Roadside Dispatch
Call (800) 847-2869 for pay-per-use roadside dispatch services. Covered services include tire changes, jump starts, locksmith services, delivery of up to 5 gallons of fuel, standard winching services, and up to 5 miles of towing.
These benefits are available through Visa Signature benefits. However, the issuer is responsible for choosing which Signature benefits cardholders get – and they could change at any time. In other words, this list is accurate right now, but it's a good idea to double-check your benefits guide before you make decisions based on any of the above benefits.
How do I apply for the Fidelity 529 Credit Card?
You can apply for the Fidelity 529 Credit Card either online or by calling (888) 325-6196.
Anyone who resides in the United States and is 18 years or older may apply. However, keep in mind that a credit score of at least 750 is required, which is excellent credit. If your credit is not excellent, you'll need to build a stronger credit history before you apply.
What credit score is needed for the Fidelity Credit Card?
The Fidelity® Credit Card credit score requirement is 750 or better. That means people with excellent credit have a shot at getting approved for the Fidelity® Credit Card.
You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Fidelity® Credit Card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status and housing status.
If you excel in other areas, you might be able to get approved with a slightly lower credit score in some cases. But it's best to wait to apply until you meet the Fidelity® Credit Card credit score requirement. You can check your credit score for free on WalletHub.