Fifth Third Bank

The Fifth Third Bank 360 is a prepaid card and it doesn't require a credit check.

In other words, there is no credit score requirement to get a Fifth Third Bank 360 prepaid card.

You can use the TRIO Credit Card for cash advances at any ATM in the U.S. or abroad, but that doesn't mean you should do it. Cash advances are very expensive.

A cash advance PIN will be required. If you do not have one, call the number on the back of your card and a representative will assist you.

Your Fifth Third Bank Secured Card's payment will post in 1-3 business days if you pay online or via phone. Mail payments, on the other hand, will take a few days longer.

But even if the issuer posts your payment immediately, your available credit might not be restored for up to 7 days.

You can get a Truly Simple Credit Card cash advance at any ATM displaying the MasterCard logo, or in any bank by requesting it from a teller.

Cash advances really aren't worth it, though. They have a high APR of 27.99% (V) and a 5% (min $10) cash advance fee, not to mention potential ATM fees you could also be charged with. If you're ever in the situation when you can't avoid doing a cash advance, at least make sure to pay it back as soon as possible.

You can do a balance transfer with the Truly Simple Credit Card by completing the balance transfer portion of the application. If you're an existing cardholder, you can request a balance transfer by calling customer service at (866) 671-5353. Balance transfers may take 10-20 business days to process. In the meantime, continue to make payments on your original debt to avoid any late fees and possible damage to your credit score.

Key Things to Know About a Truly Simple Credit Card Balance Transfer

The card accepts balance transfers from other credit cards. It does not allow balance transfers from other Fifth Third Bank credit accounts.

The card has an introductory transfer APR of 0% for 18 months, 14.99% - 25.99% (V) after that. There is also a balance transfer fee of 4% (min $5). Try to pay off the balance before the introductory rate expires. Any balance remaining after that will accumulate interest daily at the card's regular APR. Using a balance transfer calculator can be a big help.