No problems with card at all. My credit was very poor and continued on time payments have helped amazingly. Would prefer no annual fee $45, but very poor credit does not give a whole lot of options. Same with the interest rate.
I’m trying to set up an online login with mobile application The card is okay I just hope you can increase the limit also and I like it what’s the other name for this card total?? I hope imma get a reply soon
I strongly discourage anyone from dealing with this credit card company. I opened an account with them over a year ago when I was trying to rebuild my credit. I paid my balance in full and ahead of the due date every month, My debit card was lost so when I tried to make a payment (again, ahead of the due date) with that card info still in their files, it was rejected. I explained to them the situation and tried to give them the new debit info. They told me that my card would be suspended until I sent my last 3 bank statements. I told them to close my account (0 balance) over 6 moths ago. Today I received an email charging me the annual fee. They are scammers that take advantage of people trying to build their credit!
You can fill out a First Access card application on the First Access website. There is no way to apply over the phone or via mail. To apply for the First Access card, you need to be at least 18 years old – and to get approved, you will need to have a checking or savings account. You'll also need to provide your full name, home address, phone number, email address, Social Security number, and other personal information. You can choose which credit card design you prefer right on the application – a $100 bill, a mountain meadow, a kitten, and an American flag are among the available designs.
Once you submit your First Access application, you will likely get a decision within 60 seconds. The First Access credit card is designed for people with less-than-perfect credit, so people with bad credit can be accepted. If you don't get an immediate decision, you can check the status of your application on their website, or over the phone at 888-267-7980.
Approved applicants will need to pay a Program Fee of $95 to open the account, and the card has an annual fee of $75 for the first year and $48 per year after that. On top of that, after the first year, cardholders pay $8.25 per month just to keep the account open. It's wise to take these fees into consideration before applying for this card. There are far cheaper credit cards for bad credit out there that will build your credit – secured credit cards, for example.
The easiest way you can reach the First Access Card customer service is by phone at (888) 267-7980. You can also send your inquiries by physical mail or e-mail at [email protected].
To see your First Access Card account details and make payments to your account, visit myccpay.com. If you need to make a payment for its one-time $95 program fee, you can do so on the First Access Card dedicated web page.
You will need to enter your application ID which was sent to you by email, and your date of birth to proceed with the payment.
If you can't find your application ID, click on "Search by Email" and enter your email address which you applied with.
To get a First Access Card PIN, call the number on the back of the First Access Card and ask customer service for a PIN.
If your credit card had a PIN in the past, but you've forgotten or misplaced it, they may tell you to look for the PIN before they generate a new one. It may be listed in credit card-related mailings or your online account. And if you need a PIN for a cash advance, it's important to note that cash advances have high fees and interest rates, so you'll generally want to avoid them whenever possible.
To check your First Access Card balance, log in to your Bank of Missouri online account, call credit card customer service at 1-888-267-7980.
It's a good idea to keep an eye on your First Access Card balance. If your balance seems higher than it should be, take a moment to look over your recent transactions for anything out of the ordinary.
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