First Digital
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5 Star Rating
Thanks For Giving Me A Chance To Rebuilt and Restore My Credit!!! I’m One Step Closer To My Dreams and Goals‼️? Success In The Making‼️
Product: First Digital Mastercard®
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First Digital
First Digital is the brand name used by Vervent for the purposes of marketing the First Digital Mastercard®. Vervent is the company that services these credit card accounts. The issuing bank for the cards is Synovus Bank.
First Digital Reviews
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First Digital
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5 Star Rating
Verified CustomerHigh interest rate and a one time fee. But it's a good unsecured card if you have credit problems and want to build your credit. Easy application process and I had my card quickly
Product: First Digital Credit Cards
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First Digital
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5 Star Rating
Verified CustomerI love the convenience of the card. I love being able to pay the full balance without any kind of penalties. I like just the whole outlook on everything with the card.
Product: First Digital Credit Cards
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First Digital
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3 Star Rating
Verified CustomerNever missed a payment- pay off balance each month and never received a credit limit increase or review - I’ve had the account sine mid 2021. It’s good only to built credit, which served its purpose.
Product: First Digital Credit Cards
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First Digital
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1 Star Rating
Made a payment on the 10th. Here it is the 18th and I still have ZERO available credit. The money was deducted from my account on the 11th. I just read somewhere that it could take up to 3 weeks to release. I'll be closing this card on Monday.
Product: First Digital Credit Cards
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First Digital
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2 Star Rating
Its been over a month since i applied and paid my $95 program fee and i still have no card. I got an email stating there was a delay however, 30+ days is excessive. I also received a $77 bill from them. So now I have a bill, no card, and despite all my efforts to contact the company, no response. Not 1. The company is called first digital but ive not even been given the option of a digital card until mine arrives. The process to get the card is simple and that gets the 2 stars nothing else has been satisfactory for me.
Product: First Digital Mastercard®
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First Digital
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1 Star Rating
I guess I missed it, but after paying the $95 fee nearly a month later I still have not received my card. However, I received a bill of $41 with a $75 balance on the account for the annual fee. That's a total of $170 before I even have gotten a chance to use the card. Well, I'm not that desperate, I canceled and requested my $95 back which they say I will receive in 7 to 10 business days.
Product: First Digital Mastercard®
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First Digital
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2 Star Rating
I tried to use it on a purchase twice, it’s declined. I have $300 limit. I called the rep said that the company I was buying from probably used it as a debit card. This is the 3rd time this happened. Wish I had seen a few of these reviews before
Product: First Digital Mastercard®
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First Digital
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1 Star Rating
This Credit Card is the worst I have ever had. The support is disgusting that's if you can get them on the phone. If you have a dispute don't expect any results. They simply don't resolve it
Product: First Digital Mastercard®
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First Digital
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1 Star Rating
I hadn’t even received my new card yet and there were 3 unauthorized charges on my credit card on my first statement. I have been fighting with this company for over 60 days to remove the charges and they say they opened up an investigation on the charges and when I call back 2 weeks later they tell me the investigation has been closed with no further explanation. I open up another investigation and the same thing……2 weeks later I call and it’s been closed with no explanation? This has been going on for over 2 months and they won’t remove the charges. This company sucks! Told them to close my account and I will not be paying for those charges. I also reported them to the BBB for Fraudulent charges!
Product: First Digital Mastercard®
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First Digital Q&A(67 questions)
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How can I log in to my First Digital Card account online?
1
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Chip Lupo
You can log in to your First Digital Mastercard® account by going to the login page on the First Digital website or mobile app and entering your username and password in the appropriate fields. Then, click the “Log In” to access your online account.
How to Register for Online Access on your First Digital Card Account
- Register your First Digital Card for online account access. Click “New here? Register” and enter your 16-digit account number, the last 4 digits of your Social Security number, your postal code, and your email address to verify your credit card account.
- Choose your First Digital Card username and password. Your username must be between 8 and 50 characters long, and can contain letters, numbers, periods, underscores, and the @ sign. Your password must be 8 to17 characters long; have no spaces; and have at least 1 lowercase letter, uppercase letter, number, and special character.
- Log in with your new First Digital Card credentials. From the login page on the First Digital website or mobile app for iOS and Android, fill out the User ID and Password fields using your new credentials, and click “Log In” to access your account.
After you have signed up and logged in, you'll be able to manage your First Digital Card account online. You can pay your credit card bill, see credit card statements, monitor account activity, and change account information such as passwords and automatic payments.
If you forget your login information, click “Forgot your Password” on the First Digital login page. Then, just follow the prompts to reset or retrieve your username or password.
What is the First Digital Card credit limit?
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Chip Lupo
The First Digital Card credit limit is $300 or more. Everyone who gets approved for First Digital Card is guaranteed a credit limit of at least $300, and particularly creditworthy applicants could get limits a lot higher than that. The higher an applicant's credit score and income are, the higher the starting credit limit is likely to be.
The First Digital Card credit limit that you start with isn't necessarily your credit line forever. You can ask to get a credit limit increase by calling the First Digital customer service number on the back of your card, but it's best not to ask more than once a year.
Is the First Digital Mastercard legit?
9
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Chip Lupo
Yes, the First Digital Mastercard® card is legit. This card is issued by Synovus Bank, an FDIC member that is accredited by the Better Business Bureau and has an "A+" BBB rating. The First Digital Card also reports information to the major credit bureaus each month.
Here's Why The First Digital Card is Legit
- It is issued by Synovus Bank, an FDIC member that is accredited by the Better Business Bureau and has an "A+" BBB rating.
- Rated 1/5 stars by WalletHub editors.
- 3.1 / 5 average user rating on WalletHub.
- Reports to all three of the major credit bureaus: Equifax, Experian, and TransUnion.
- Offers $0 fraud liability guarantee.
Ultimately, it is worth noting that the First Digital Card is on the Mastercard credit card network. So, it can be used virtually anywhere credit cards are accepted, as Mastercard benefits from extensive worldwide acceptance.
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Does the First Digital Card have pre-approval?
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Chip Lupo
You cannot check for First Digital Card pre-approval. First Digital does not offer pre-approval through its website, so anyone interested in applying for the First Digital Card will have to do so without the benefit of checking for pre-approval beforehand.
You can, however, use WalletHub's CardAdvisor tool instead and learn how easy it is to find the right credit card for you. Just answer a few general questions, and based on your responses, CardAdvisor will provide you with some recommended credit card offers.
How can I download the First Digital Credit Card mobile app?
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Maria Adams
Unfortunately, you cannot download the First Digital Card mobile app, as there isn't any.
However, you can manage your credit card online, through myccpay.com. If you don't already have an online account, you can register by filling out the online form. Should you have any questions, you can call the First Digital Card customer service at (844) 358-0074.