First Progress

No, First Progress does not have any unsecured credit cards. This issuer only offers secured credit card options. First Progress markets its credit cards for people looking to establish or rebuild credit.

Things to Know About First Progress Credit Cards

Secured credit cards, including First Progress cards, require a refundable security deposit to open the account. Deposits for First Progress secured credit cards vary by card but can start at either $100 or $200. However, approved applicants can...

You can cancel your First Progress credit card by reaching a representative from your online banking account or by calling (888) 403-4783.

Make sure to pay down any outstanding balance you might have on the card before canceling to receive your security deposit back in full. Otherwise, you might only get a partial refund or none at all. If you do qualify for a refund, you will receive it within 10 weeks of closing the account.

The easiest way you can pay your First Progress Platinum Elite is either online or by phone at (866) 706-5543. Alternatively, you can pay by mail. More specifically, you can make a First Progress Platinum Elite payment:

• Online: By creating an online account, you will be able to review, manage and pay your First Progress Platinum Elite bills online.
• By phone: You could also call (866) 706-5543 or the number on the back of your card.
• By mail: Ultimately, you can pay your...

To cancel my First Progress Platinum Elite credit card, call customer service at (866) 706-5543 and ask a customer service rep to cancel your card account. First Progress does not allow you to cancel an account in person or by mail.

Be aware that if there's a balance remaining on the canceled account, you will still need to make at least the minimum payment every month until the balance is paid in full. You will also need to...

First Progress Platinum Select is a good card if you have no credit or bad credit.

It helps you build credit history by reporting to all three major credit reporting agencies. With that said, like most secured cards, the First Progress Platinum Select does require an initial security deposit, which becomes your credit limit.

The only major downside is the annual fee. You can find better alternatives without annual fees, such as Capital One Quicksilver Secured Cash Rewards Credit Card and Bank of America® Unlimited Cash Rewards Secured Credit Card.