Yes, each credit card application you submit results in a hard inquiry on your credit report, and consequently, your credit score takes a hit. If you have been rejected, re-applying will not increase your chances. In fact, each new application takes a swing at your credit score. However, you are allowed to call and ask for reconsideration if your rejection was recent. Otherwise, we recommend applying for a secured card, just until you rebuild your credit enough to be approved for an unsecured one. The approval criteria are more lenient, and the security deposit required is fully refundable upon closing your account, provided that you do not have an outstanding balance. You can check out our editor’s top picks here.