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Does Ford have gap insurance?
Yes, Ford does have gap insurance. Ford gap insurance can help pay the difference between what you owe on your loan or lease and your vehicle's actual cash value (ACV) if your car is deemed a total loss.
Key Things to Know About Ford Gap Insurance
- Ford gap insurance is only available at the time of vehicle purchase.
- Ford gap insurance may cover your insurance deductible up to $1,000 in certain states.
- Coverage extends for up to 96 months.
- Coverage is available for both new and used vehicles.
Other Ways to Get Gap Insurance
When you're purchasing or leasing a new car, the dealership or lender may offer to add gap insurance to your loan or lease. This may be a good choice if your existing insurance company doesn't offer gap insurance, but remember that if the cost is added to your loan or lease, you will pay interest on that charge.
Many car insurance companies also offer gap insurance as an optional add-on to your existing car insurance policy. Purchasing gap insurance through your insurer is usually the cheapest option.
To learn more, check out WalletHub's guide to gap insurance.
Does Ford have free roadside assistance?
Yes, Ford does have free roadside assistance coverage. When you purchase a new vehicle from Ford, you will usually get roadside assistance coverage for up to 60,000 miles or 5 years, whichever comes first – without incurring any additional costs.
Ford Roadside Assistance Benefits
- Towing to the nearest Ford dealership
- Flat tire change
- Battery jump-start
- Fuel Delivery
- Lockout Assistance
If you want to learn more, check out WalletHub's guide to the best roadside assistance.