The online banking is less than stellar, especially if you have used something like Citizens bank online in the past. There aren't a ton of online banking features, but it is sufficient to check your balance and make decisions from home. I have not tried their bill pay yet, but if they do have one, the interface is not very user friendly, so I'm not particularly inclined to try.
If you are looking for a simple savings account and don't have a ton of needs from your bank, this is an excellent choice. However, if you need a bank that is slightly more user-friendly, I would suggest looking at other banks before you make a commitment to Heartland.… show more