JCPenney

142 Reviews

J. C. Penney Company, Inc. is a chain of American mid-range department stores based in Plano, Texas, a suburb north of Dallas. The company operates 1,107 department stores in all 50 U.S. states and Puerto Rico. JCPenney also operates catalog sales merchant offices nationwide in many small markets.

JCPenney Reviews

4.0

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Maria
February 19, 2021 • @mariag_282

Verified Customer

Quality services to inteligent services for the card credit information about every moment my card working and how can work for us in time

Product: JCPenney Credit Cards

Comment

Joe
February 17, 2021 • @joeb_108

Verified Customer

JCPenney has good sales on men’s shoes but real good sales on women’s shoes but very limited selection for men’s apparel And men’s jewelry store is majority for women and children

Product: JCPenney Credit Cards

Comment

Serge Rene
February 16, 2021 • @serger_1

Verified Customer

I look forward to the discount coupons offered. These coupons offer substantial savings on products that I use. I also enjoy the ease of shopping at the store.

Product: JCPenney Credit Cards

Comment

Kimberley
February 15, 2021 • @gsbelieve

Verified Customer

Love JC pennys and I really hope that they do not close anytime soon. Wonderful clothes, I don’t shop often as I do not have a store near, so it’s a treat when I am able to shop.

Product: JCPenney Credit Cards

Comment

Michael
February 13, 2021 • @miked5935

Verified Customer

Raised my credit score drastically. Highly recommend this card! I always keep it paid off so it doesn’t hurt my credit card utilization.

Product: JCPenney Credit Cards

Comment

Joyce
February 9, 2021 • @joyceh_90

Verified Customer

Yes it's good I don't owe the shown amount so it is wrong I don't think they report every month only every 3 months I have paid this.

Product: JCPenney Credit Cards

Comment

ARLENE
February 7, 2021 • @rlene527

Verified Customer

I have not used this card in a very long time. When Penney's changed their prices to everyday low pricing I stopped shopping there.

Product: JCPenney Credit Cards

Comment

George
February 7, 2021 • @usedcarman1

Verified Customer

Account closed by synchrony bank without notice or reason.. little or no balances, never late...Horrible bank to do business with..

Product: JCPenney Credit Cards

Comment

Joseph
January 31, 2021 • @jvaughn464

Verified Customer

I haven't used it much but plan to I've had a very good experience with it and it helps out a lot I would recommend it to other people

Product: JCPenney Credit Cards

Comment

Andrew
January 30, 2021 • @andrewwrightrn

Verified Customer

Nice card to have on hand. JCP has items for your entire home and family. Interest rate is on the high side so always pay off in full and early. I like the reward, points and discounts with the card.

Product: JCPenney Credit Cards

Comment

Review JCPenney

JCPenney Q&A(1 question)

How much are JCPenney points worth?

Upvotes

WalletHub

JCPenney points are worth 5 cents each, on average. For example, 10,000 JCPenney points have a dollar value of roughly $500. As a result, JCPenney points are more valuable than the average department store's rewards points, which are valued at 1.72 cents each.

The easiest way to calculate the value of a retailer's rewards points for any redemption method is to determine the dollar value of what you're redeeming for, minus any taxes and fees that you'll still have to pay, and then divide that amount by the number of points you're required to redeem. For your convenience, here's the formula for JCPenney points:

Dollar Value of Redemption Item / Number of JCPenney Points Needed = JCPenney Point Value

How to Earn More JCPenney Points

It's important to remember that while you can't change the redemption values of JCPenney points, you can increase the rate at which you earn them. One of the best ways to increase the number of JCPenney points that you earn is to apply for the JCPenney Credit Card. That can also help you reach a higher status tier in the JCPenney Rewards program, further boosting your earning potential.

JCPenney Points vs. The Competition

Rewards Program	Average Point Value	Value of 1,000 Points
JCPenney Rewards	5 cents	$50
Nordstrom Fashion Rewards	1 cent	$10
Macy's Rewards	1 cent	$10
Belk Rewards	1 cent	$10
Neiman Marcus InCircle	1 cent	$10

JCPenney Contact

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