+ 100% FREE
+ Unlimited Credit Reports
+ Unlimited Credit Scores
+ Credit Monitoring Protection
+ Credit Improvement Tips
+ Automatically Finds Savings
No credit card needed
I've had auto insurance with State Farm ever since I purchased my last vehicle more than a year ago. As I've never had any accidents, I really haven't had much dealing with my insurance agent. When I first signed up, he was real polite and honest and straight forward with everything I needed. I get letters from him on occasion asking if there's anything else I need. But other than that, he's been a great agent. If I ever have an accident, or am in need to file an insurance claim, I'm sure I won't have any issues. I can't think of anything bad to say. He's there when I need him.
I've been with them since I purchased my latest car about three years ago. I haven't had any issues so far. Thankfully, I haven't had to file a claim or contact them about any issues with my car. The application process was extremely painless and I was approved for a quote that was substantially cheaper than just about anyone else on the market at the time, by a good margin. So while I can't comment as to their quality of claim coverage, I can comment as to their good quality insurance quotes.
The Chase Sapphire Preferred Card has some tremendous benefits with the initial allotment of 40,000 reward points. It's easy to rack up additional points with this card and is certainly easier to do so than many other reward cards. The annual fee is a bit high and the interest rate could be better. But if one uses the card enough, those reward points will certainly balance out those drawbacks, and then some.
The benefits of the Platinum Card from American Express are pretty amazing -- 25,000 member points for signing up and using the card for $2,000 in purchases in three months, the free year of Amazon prime and the additional premium access. After using Capital One's Quicksilver card, I've become a huge fan of reward points that can be redeemed. They can even offset a minimal annual fee. But this $450 fee seems extremely excessive. Even other American Express cards don't have near that steep of a fee, which is what I think is the ultimate detriment to this card. If you can justify that fee each year, then it's certainly one to look into.
This was a great little card for me. Though they initially say they give a $100 bonus, I ended up receiving a $250 bonus on mine. The interest rate is a bit high, but that's probably due to my credit, which is still being rebuilt. The rewards are nice. I'm surprised by how quickly I accumulated rewards, which I could either put back onto the balance, or redeem with gift certificates. I just went ahead and reapplied them to the balance and began accumulating them again. Very nice card, I must say.
I switched to this credit union earlier this year after a friend recommended them to me. They have a much broader coverage area and have been around much longer than my previous credit union. I don't have to deal with ridiculous fees in pulling money out of my account from ATMs that aren't sponsored by my credit union, so that's a major plus. There's nothing worse than absorbing exorbitant fees just to try to get a little cash out of an ATM. As with most credit unions, the people are extremely nice and genuinely want to help. It did take a while for my application to get approved to be able to join, but I've been happy with the service ever since. I'm looking at buying a new car soon and they have tremendous rates on their loans. If their loan service is as good as their checking service, I'll be very happy. Credit unions are so much better than banks, in my experience.
I signed up for Bank of America's savings account after they had a promotion of rounding up purchases to the nearest dollar and depositing that into the account. Thus far, I have no complaints. I've had it for a couple years now and everything has run relatively smooth. I don't usually have a lot of money in the savings account, but I try to keep as much in there as possible. In the event I have to pull some out, the process is tremendously easy. The interest rate is reasonably modest, especially for what I'm currently using it for. I really have no complaints about it. It's certainly a great system, thus far.
This is a great card for someone who really wants to try to get their credit back on track. They gave me a fairly substantial credit limit -- more than any of the other cards I had up to that point. The interest fee is very, very reasonable. I was expecting much higher when I got my first bill, but it was surprising to see it so low, and it hasn't budged since then. I had one time when I couldn't pay my bill on time and I called customer service, who were kind enough to give me an extension with no issue. I can't say that I have any complaints. I seem to be the kind of person they're looking for, as far as customers go, and I'm glad they were willing to work with me.
I picked this card up after my credit was really hit hard. I've had it for a couple years now and I'm a fan. They upped my limit quite a bit since I've had the card, and it reports quickly to all three credit rating bureaus, which can help someone build the credit back up relatively painlessly. The two drawbacks are the interest and the annual fee. The interest rate is pretty high, which is to be expected with a card for people with bad credit. And the annual rate exceeds $75, which is divided up into payments around $8 or so each month. So no matter if you pay the card off and keep it paid off, you're still stick with that payment each month, which can be a pain. But the gas rewards are nice, and can save a few dollars each month, depending on how much you spend on gas. It's certainly a card to look into for someone needing to rebuild their credit.
I've used this card several times on larger purchases. I like it because it allows me to purchase larger ticket items that I wouldn't be able to afford normally. I can space the payments out with plenty of time to pay it off, without absorbing too much of a hit on the interest. The interest rates are a little high, but that's certainly to be expected for a card like this. The rewards are great, however. I got a $10 bonus just for signing up, which I was able to put toward my first purchase for the card. I'd recommend it to other people, with the caveat that it does have a steep interest rate.
The Lord & Taylor Store Card is a good card to use if you frequent Lord & Taylor, or purchase from their website very often. The ability to spread out payments over a substantial amount of time can be beneficial for those that might not be able to afford certain purchases right away. The 15 percent off of first day's purchase is certainly enticing and could be used to full affect. The one thing that gives pause is the interest rate of 25.49 percent. While it's certainly in line with other store cards of similar manor, it's still something that should be considered if someone is looking into making a purchase, such as this. All in all, this is a good card to use for Lord & Taylor, providing one is willing to absorb some heavy interest fees, or pay off the balance quickly.
My fiancee and I were in the process of trying to purchase our first home earlier this year. Our town doesn't have the best reputation when it comes to the quality of the lenders, or the officers that are willing to help. We were referred to Mr. Chesser. My opinion wasn't that high at first because he missed the first consultation we were supposed to have with little warning. But after we finally sat down with him, we were pretty impressed. He's the manager of the new branch that opened up this fall and is very hungry. If he didn't want to help us, he sure didn't act like it. We were in constant contact with each other about how the proceedings were going. He turned us onto another avenue for our loan that we weren't even considering, and it ended up saving us a ridiculous amount on our interest rates. For such an overwhelming process, Mr. Chesser helped simplify it and walk us through, step by step. We were confused much of time, but he really went out of his way to help us understand and tell us what was going to happen next.
I’ve been a member of the Fort Sill Federal Credit Union for nearly a decade now. After moving from a bank, I’ve never looked back. The customer service and leaps and bounds ahead of anything at a regular bank. The employees and tellers actually act like they want to help you as a person, rather than just being a customer or a random number. Their policies are great in protecting against identity theft. Someone got hold of my debit card number and tried to clean my account out, but the credit union caught it immediately and was able to not only help capture the guy, but also ensure that my money was returned untouched. The only thing I don’t like about them is a $500 limit per day on my checking. I have to call and request special permission before I can take any more money out in a day. But it’s a small sacrifice to pay for great service in every other aspect.