+ 100% FREE
+ Unlimited Credit Reports
+ Unlimited Credit Scores
+ Credit Monitoring Protection
+ Credit Improvement Tips
+ Automatically Finds Savings
No credit card needed
I really do enjoy using this card one groceries and gas. I like to use it because you get cash back on them, 3% for groceries and 2% for gas. It's what your going to spend anyways on necessities so why not get a little bonus back? And on ALL purchases you get 1%, which of course promotes use of this card.
I have had no problems with this credit union! It was so easy to sign up with and the staff is always friendly and kind! The only downside is it take a while for acitivity to show up, but that is actually my only complain. This bank really seems to care about there customers. I have overdrawn my account once, and I didn't have a protection fee, and I didn't have the funds bring what originally overdrafted my account to current, however they still reversed my overdraft fee.
This was the first bank account that i had. I signed up because my friend received $50 just for signing up, so me being young thought hey what a great idea! I was only 15 or 16 and I went in there with only my STUDENT ID from high school, because i didn't have my drivers license yet., didn't know my SSN, nothing, and the guy signed me right up. that was absolutely CRAZY to me. Me, by myself, without my parents, signing bank papers. The staff was always friendly, and I enjoyed that they were open on sundays. The only issue that I have with them is how safe is my money being in there? They let a young kid sign up with no proper form of identification. It was crazy to me! And that is why I stopped banking there and never will bank there again.
I have had my bank of america account for over 5 years. It was my first bank--and i've gone to other banks for promotions but have always gone back to bank of america. They offer the most secure checking account and the best customer service I had experienced out of all the banks that I have been to. I trust them, and that's why I wouldn't ever go anywhere else! HOWEVER- IF YOU HAVE ISSUES WITH OVERDRAFTING BEWARE. Bank of america doesn't offer overdrafting forgiveness, and if you let the overdrafting go they continue to charge you extended overdraft fees which are over $30 each time. The overdraft fees are all outrageously high. That was the worse issue that I faced and pretty much the only issue. http://wallethub.com/d/bank-of-america-1001092b/?r=1#
I love that this card doesn't have an annual fee and the interest rates are reasonable. I also always love when credit cards offer you rewards. If you shop at brooks brothers there's even better deals for you! You get 4 points for every $1 you spend either online or in stores at Brooks Brothers, but you also get a point for every $1 spent on ANYTHING, which is awesome!