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Recently, the nearest airport to me, Cleveland Hopkins, has opened up access to JetBlue airplanes and we have flown quite a times. This card seems perfect for what my family would like to do with air travel and rewards program. My AMEX Blue or Discover card doesn't offer the same incentives for air travel, nor does it offer 20,000 points for spending $1,000 in the first three months. This card will be great for our first vacation!
I wasn't aware of the Carnival Credit Card until I came across it on WalletHub.com. Usually, the credit cards for cruiseships have many restrictions, and very high interest rates. This card seems perfect for a family hoping to earn points towards a cruise as soon as possible. After just your first purchase you earn 5,000 points towards your cruise. When spending outside of a Carnival cruise ship you earn 1 point for each $1 spent and 2 points for each $1 spent while on a Carnival cruise ship. Even while on vacation you are earning double rewards! I can't say the same for my AMEX Blue.
The AT&T Universal Savings Credit Card is a points based rewards system, as opposed to cash back or airline miles. It is an excellent card for saving 5-10% on AT&T products and services. I use it to pay my cell phone bill, and my internet bill. This beats my normal credit card, AMEX Blue, of 1% cash back for the same purchase. On top of that, you also earn points towards rewards that can be redeemed at their store. For a bill, or service that I'd normally receive zero rewards for this card can't be beat!
My husband just signed us up for Blue Sky from American express as we plan to travel quite a bit very soon. You earn points that can be redeemed towards statement credits for airline tickets, hotel stays, and other types of travel. This is perfect for a small family that likes to travel quite a bit. We used to use our Discover card, but it only offered perks that allowed to to buy from their store, which I didn't like.
Menards Credit Card is one of my favorite credit cards to use. The first time you spend $100 you receive $10 off, which can't be beat, and you earn 2% annual rebates for shopping at Menards. As well as earning 1% for every other purchase at Speedway, Holiday, Kwik Trip Stores and Kwik Star Stores. This beats my Home Depot Credit Card by quite a bit, as they don't offer nearly as high of incentives for using their credit card. Home Depot doesn't team up with Speedway and other retailers to offer such great incentives. I am always impresed with the amount of rewards I earn, and love to recommend the Home Depot credit card to family and friends!
TJX Credit Card is one of my favorite credit cards to use. The first purchase you receive $10 off, which can't be beat, and you earn 5 points for every $1 spent at TJ Maxx, Marshalls and HomeGoods. As well as earning 1 point for every other purchase outside of TJX retailers. This beats my Kohl's Credit Card by quite a bit, as they don't offer nearly as high of incentives for using their credit card. I am always impresed with the amount of rewards I earn, and love to recommend the TJX credit card to family and friends!
Chad was a great! He helped my husband and I through the process of getting a loan for our first home. He was very helpful and was always available to answer all of our questions, and really was able to help set us a ease throughout the whole home loan process. He was always very quick to return any emails we sent him, and really made us feel like we were his top priority even though he was working with many other clients. If I ever need another home loan officer in the future Chad will definitely be my top choice.
Initially, I signed up for the Lord and Taylor Credit Card because of the 15% off the first day of shopping. how can you beat this? However, after receiving more discounts, and savings in my email and mail, I knew I had to keep it. They even offered a birthday discount, which is pretty rare these days. I don't go shopping too often but when I do I love to use my in store Lord and Taylor Credit Card, as it offers a fair interest rate, and many discounts and savings!
I use the Dillard's store card almost once or twice a week. I'm always buying clothes, gifts, and birthday presents from them. I love the reward program and you can't beat the coupons and savings you receive from them as well. My husband and I own very few store credit cards, but this is one that I definitely can't live without! Recently, my mother-in-law asked me about our rewards program we receive from there, and she was ecstatic to get hers in the mail as well. Can't be beat!
The Discover It card is a great card to have. One benefit is the first time you are late with the payment, there is no fee. Also the customer service is great, any time I have any questions or need help with anything they are very friendly and are quick to provide a solution. I would recommend this credit card to anyone.
I run a wedding and event planning business from my home, and this was the first credit card I received to build my business. Cash Rewards for Business MasterCard credit card can't be beat for the small business owner of today. Most cards provide us with no real incentive to use it for a business person. Many times the rewards aren't monetary in nature. This credit card provides actual cash back instead of gimmicky "rewards programs". I highly recommend this card to new small business owners that I meet. It is perfect for getting started and saving money.
I would not recommend this credit card to anyone. Aside from the high late fees and high interest rate, it's not a great deal. Justice recently let a customer who was not me take out a card in my name, and spent almost the entire limit on the card. Even after reporting the fraud to all the proper places, they still sent me the bill. It took months for them to correct the issue, and the still are sending all store documentation, advertisement, and coupons to my house even after closing the account. After this whole ordeal I never plan on getting a credit card at this store.
Chase Sapphire credit card is an excellent choice for someone looking to maximize their reward points! It offers many more rewards than my other favorite card, my AMEX Blue. You earn 2x points on all dining at restaurants and 1 point for all other purchases. These really add up quite quickly for some awesome rewards. I also enjoy to use my Chase Sapphire card because it offers a fair apr of 18%. I recommend this card to my friends and family who are looking to receive as many rewards as possible from their credit card.
I really like The First Premier Bank credit card for someone who has never had a credit card before. The starting maximum credit limit is only $300, which is perfect for a student or young adult. I use it for everyday use as it has a credit protection that is normally not offered to a debit card user. It also offers a better APR than my other credit card, a Visa credit card from my bank. I like that it has a 27 day grace period, in case I forget a payment. This card is very easy to use and easy to obtain and I highly recommend it to anyone looking to get their first credit card!