Founded in 2013, MoneyLion is a mobile banking platform that offers credit builder loans up to $1,000, interest-free cash advances, banking with early paycheck deposit and no minimum balance, managed investing, cashback rewards, and financial tracking and education. MoneyLion breaks down traditional barriers to financial health and provides financial access to hardworking Americans, helping them take control of their money and reach their goals. By leveraging artificial intelligence, superior analytics, and machine learning technologies, MoneyLion can gain a 360-degree view of its customers' personal finances and deliver uniquely personalized advice and underwriting.
MoneyLion is headquartered in New York City and has more than 6 million users. MoneyLion has achieved various awards of recognition, including the 2020 Forbes Fintech 50, Finovate Award for Best Digital Bank 2019, Benzinga Fintech Awards winner for Innovation in Personal Finance 2019, and the Webby Awards 2019 People's Voice Award.
303 reviews
Money Lion is hands down the best online banking app on the market. They have amazing A+++ customer service and it's obvious that they truly care about their customers!!!! Their Insta Cash is what truly makes them stand out from the rest. If you're running low on cash and need a little help till payday then help is just a few clicks away. Plus the fee to use Insta Cash is cheaper than any other loan out there!!! Thanks, Money Lion for helping and caring about us little guys!!!!!
I love MoneyLion they are always there for their customers. I’m rebuilding my credit with this bank. I never have to worry because MoneyLion had its customers' back as they help rebuild credits.
This app is amazing. I've never had any trouble with it and it's helped raise my credit score too. It also lets me request money when I need it.
I signed up for MoneyLion years ago before they even issued the debit card and I loved them then and love them even more now. They just launched the MoneyLion debit card with instacash not too long ago, and it's flawless. They have never taken any fees whatsoever from me, even being late repaying my instacash back. They started me out with a low instacash amount but only two days later it increased, then again, increased some more. I have no complaints about MoneyLion, they are awesome.
Love this bank. Their app is full of fun features. They offer all manner of things like Instacash,Shake it, and others to help you out and add some cash in your pocket.
No, MoneyLion isn't a bank. It's a fintech company founded in 2013 with the idea of revolutionizing banking. It provides financial access to hardworking Americans, and works as a mobile banking platform, offering:
There is no minimum credit score needed for a MoneyLion loan. That's because MoneyLion does not do a credit creck at all, which means even people with bad credit or no credit can qualify. However, there may be more worthwhile alternative lenders for you to consider.
MoneyLion posts direct deposits as soon as they are received. The exact timing depends on when your employer initiates the payment to your account. Deposits can post any time Monday to Friday throughout the day, with the exception of federal and bank holidays.
Your web browser (Internet Explorer) is out of date and no longer supported.
Please download one of these up-to-date, free and excellent browsers: