+ 100% FREE
+ Unlimited Credit Reports
+ Unlimited Credit Scores
+ Credit Monitoring Protection
+ Credit Improvement Tips
+ Automatically Finds Savings
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I've been a member of Digital Federal Credit Union for four years and have loved it ever since. I took advantage of literally every service offered; I have a credit card (two in fact), checking account, savings, and even took out a car loan for a period of time two years ago. I've never had any problem at all with DCU. No fees, no hidden charges, the application process is super quick and they actually even print out the credit card(s) right there in the branch location and you're good to go that very same day. It's extremely convenient, and they have very functional mobile banking and online banking services.
I've had my saving account with DCU for about 4 years now and have never had a single complaint. Just like their checking account - everything is very clear and disclosed to the credit union member. There are no catches, no awkward and unexpected fees whatsoever; and especially no minimum balances!! You earn pretty competitive interest on your balance as well. DCU is definitely the way to bank if you're in New England.
We've been insured (car insurance) with Amica Insurance for roughly 7 years now. I remember getting into my first auto accident (which was the fault of the other driver), and Amica was the company who handled my claim. Everything was done so quickly and efficiently - it was as if the accident never even happened. Everything was settled within literally two weeks from the time of the accident to the time of when everything was done and filed. Amica is a very trusted Insurance Company in the New England area, and living in Massachusetts it was a no-brainer to sign up with this Northeast company.
Truly an amazing local credit union for all that it's worth. Has all the same services a regular "big bank" would offer, without the "big bank" cost and attitude. Incredibly friendly staff, roughly 15 employees make up this credit union and you would think that the number would be in the hundreds. They only have one branch but clearly put their best foot forward in ensuring that you get the best possible banking experience. They recently installed a new ATM which is extremely convenient as well.
Earning cash back on all purchases is simply the greatest point any card company can make when trying to recruit new customers. When I learned that that was the case, I signed up right away and started using my card. Needless to say; I charge everything to this card and have not had any problems for over two years. I pay off the balance every single month and do not carry over any balances. Very good card if you need something simple, easy, straightforward, and the rewards are just a great perk!