+ 100% FREE
+ Unlimited Credit Reports
+ Unlimited Credit Scores
+ Credit Monitoring Protection
+ Credit Improvement Tips
+ Automatically Finds Savings
No credit card needed
Really the only positive thing about this card is the 30-40% off codes and free shipping codes for card members. The late fees are ridiculous. Also, I have had the issue where i scheduled a payment, which was never processed, and so I was charged a late fee. The customer service for Kohls is also horrendous. I'd only recommend this card if you shop at Kohl's regularly for the extra card member discounts.
Webster bank was my first bank I opened a checking account with. The customer service inside the bank was always very friendly and helpful. They were quick to assist me with my issues or banking needs. The checking account system itself was very good. My money always showed up on time and there were never any issues. I never used any of their other services so I can't speak for them, but their checking services are really great. Seeing as I opened the account about 10 years ago, I don't have any experience using their online banking. But I can say one thing for sure, they have one of the best in store banking experiences I've dealt with.
TD Bank was my first "adult" bank that I opened when I got my first job at 16. The customer service was extremely friendly and helpful in opening an account. They didn't tell me about overdraft protection, so I got charged $35 a few times for going over. Once I turned that off I had no problems. The online layout is good, online support answers questions in a timely matter, and the locations are convenient. When I moved to a different state, however, I found it difficult to find a branch around me so I mostly use the online portal and mobile app check deposit.
I have been using the chase freedom card for about a year now and I really like it. The rewards are really great, especially when they have 5% back from amazon. My favorite thing about this card is that you can have your cash back credited as a statement balance instead of having to use it to buy something. All in all this credit card is great.