
OneUnited Bank
OneUnited Bank Reviews
The WalletHub rating is comprised of reviews from both WalletHub users and ratings on other reputable websites. The rating was last updated on 06/21/2022.
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How do I cancel my Unity Credit Card?
You can cancel your Unity Credit Card by calling 1-877-663-8648 or online.
In most cases, it's beneficial to leave a credit card open and unused, because cancelling it might hurt your credit score.
But if you file for bankruptcy, your credit card company will cancel your card when it receives a notice about it.
How can I qualify for Unity Visa Secured card graduation?
You cannot qualify for a OneUnited Bank Unity Secured Credit Card graduation, because this card doesn't graduate to unsecured.
How can I do a balance transfer with the Unity Credit Card?
You can do a balance transfer with the Unity Credit Card by requesting it online. The Unity card has an introductory transfer APR of 9.95% for 6 months and a fixed APR of 17.99% afterwards.
You will also be charged with a balance transfer fee of either $10 or 3% of the amount of each transfer, whichever is greater.
Keep in mind, that the transferable balance cannot be greater than your card's available credit!
Do you perform a credit check?
When are funds from a check deposit available at OneUnited Bank?
Funds from a check deposit at OneUnited Bank are available on the first business day after the day of the deposit.