My dad had oefcu for many years. That why I opened new accounts with oefcu for many years too. Very small bank since many years ago. 50 years. Going to close accounts soon. I am living another state and new federal credit union accounts. It cost fees to cash it in Montana FCU. Also waiting from federal and state tax refund to send me the direct deposit in California. Finally federal sent refund last june 2021. August 2021 will close account OEFCU. Change my retired direct deposit to Montana. I am no longer living in California and Operator Engineer federal credit union. I still own the car payment and two credit cards from OEFCU. I have one secure card and visa card. I will keep using visa cards

Operating Engineers Federal Credit union
At OE Federal, you’ll enjoy lower interest rates on your loans and higher dividends on your savings than most big banks can offer. They have a member loyalty program, reward-rich credit cards, extra services like roadside assistance, union-only benefits like strike relief, and a union charity rebate. OE Federal understands your interests because they’re... show more
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Operating Engineers Federal Credit union Reviews
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5 Star Rating
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5 Star Rating
This is the only credit union I've belonged to, simply because it was part of my job but they have me sold on credit unions for life. Even the over the phone customer service was top-notch. The only real problem, especially for most people that qualify for this credit union is they haven't really catered to our often off-hours profession. Even the automated teller sticks to bankers hours, seriously! It seems silly in this day in age.
But I suppose a lot of my gripes have to do with me not having a smart phone yet, most of the complaints I have are easily handled that way through their website.
But I suppose a lot of my gripes have to do with me not having a smart phone yet, most of the complaints I have are easily handled that way through their website.
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What credit bureau does the Operating Engineers Federal Credit Union use for credit card approval?
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Jason Miles
The Operating Engineers Federal Credit Union mainly uses Experian for approval. That being said, regardless of the credit bureau they use, you will always see a hard pull on your credit report after you apply.
As for reporting, the Operating Engineers Federal Credit Union reports to all three major credit bureaus (Experian, TransUnion, and Equifax).