Patelco Credit Union
I pay on time and never late. Have never had an issue with the merchant. When I connect with them they have bee professional and polite
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Product: Patelco Credit Union Car Loans
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Patelco Credit Union
Founded in 1936, Patelco Credit Union ranks among the largest credit unions in California and the nation with more than $4 billion in assets and more than 277,000 members. Throughout its 78-year history, Patelco has helped its members and their communities prosper through volunteer initiatives and personalized service that focuses on transparency, simplicity in banking, and garnering trust. Patelco is a federally insured, not-for-profit, full-service credit union that offers the same types of products and services as large banks.
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Patelco Credit Union Reviews
3.7
377 reviews
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Patelco Credit Union
I pay on time and never late. Have never had an issue with the merchant. When I connect with them they have bee professional and polite
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Product: Patelco Credit Union Credit Cards
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Patelco Credit Union
Excellent customer service
During covid-19 a lengthy phone app which is so irritating. Almost makes you think about closing the account. Excessive wait time is ridiculous but when you finally get a representative the service is great
During covid-19 a lengthy phone app which is so irritating. Almost makes you think about closing the account. Excessive wait time is ridiculous but when you finally get a representative the service is great
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Product: Patelco Credit Union Credit Cards
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Patelco Credit Union
Good customer service during covid-19 while agent are working from home,but long long hold time on phone .Excellent service otherwise
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Patelco Credit Union
Due to lack of branches Add low credit limits on this card it makes it difficult to utilize this card on a very frequent basis Although the interest rate is pretty favorable at 11.25%
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Product: Patelco Credit Union Credit Cards
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Patelco Credit Union
It was great having patelco open my loan. Unfortunately i couldn't open a credit card with them after six months of been a patelco member.
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Product: Patelco Credit Union Car Loans
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Patelco Credit Union
Patelco gave me a chance to start rebuilding my credit. Thank God they helped me because my family had a wonderful Christmas because of them. They sent me my secured credit card in time for Christmas. In addition, I was able to use my card for emergency. Without my card, I would not have been able to afford my four new tires. Thank you Patelco Credit Union! You are a lifesaver!
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Product: Patelco Credit Union Credit Cards
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Patelco Credit Union
Fantastic card with a very liberal credit limit. This card was offered after establishing a savings account with Patelco and only a soft credit check was required upon opening this account.
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Product: Patelco Credit Union Credit Cards
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Patelco Credit Union
Branchs are very friendly.Great customer service @call centers having that 2020 ONLINE ACCIDENTAL GITCH OVERCHARGING CUSTOMERS
CLASS AUCTION SUITS CREDIT UNIONS
CLASS AUCTION SUITS CREDIT UNIONS
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Product: Patelco Credit Union Credit Cards
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Patelco Credit Union
I paid my car loan off thru escrow from my home. Well escrow closed late,not the result of my doing so interest collected daily and Patelco credit union whom I love and I'm a household member with very large deposits did not waive my interest that compounded daily. So I had to go back to the title company and ask for my fees.
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Product: Patelco Credit Union Car Loans
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Patelco Credit Union Offers
Patelco Credit Union Q&A (11 questions)
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How can I get a Patelco Credit Union credit card cash advance?
3
UpvotesReply
Ronnie Stevens
@ronnie_stevens
You can get a Patelco Credit Union credit card cash advance at any ATM displaying the MasterCard logo using your card and PIN. You could also ask for a cash advance in any bank lobby with your card and a photo ID.
But I would really advise against doing a cash advance. The cost of it outweighs any short term benefit it might bring. Patelco Credit Union's cards have a cash advance APR of 9.20% - 17.15% (V), depending on the card. What's more, they charge a 2% (min $2.5) cash advance fee and you could even be charged with ATM fees.
What is the minimum payment for this credit card?
2
UpvotesReply
Phil Paltridge
@phil_paltridge1
It's 2% of your balance.
Can you get approved for the Patelco Progress Student credit card with no credit?
2
UpvotesReply
WalletHub
@WalletHub
You can get approved for the Patelco student credit card with no credit. The Progress Student card is designed for college students with no prior credit history.
With that said, you will need to demonstrate an independent income, something that you can at least pay your minimum monthly bill.
Must the applicant be in college?
1
UpvoteReply
Joe Francis
@josephf_170
Yes, that's a must, unfortunately :(.
What can I get with points from the rewards?
1
UpvoteReply
WalletHub
@WalletHub
You can redeem your rewards for cash, merchandise, gift cards or travel (such as airfare and hotel stays). More info can be found here: https://www.patelco.org/Loans-And-Credit/Credit-Cards/MasterCard/Rewards/. Enjoy!